paylater
Cibil Record of Karur Vysya
- 75601
- 83
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- Last Comment
Can anyone help it's belongs to which app?
Also showing Capfloat Consumer Loan of 2000 and Aditya Birla FL of 50,000.00
I have registered with Ola plus with limit of 23500.00 beside that never registered with any other app/pay later
Paylater of which app? Never obtained for any pay later
yus, I also got a new consumer loan of karur vyasya alert on my cibil but 0 is the number of active consumer loans in my cibil, just 2 credit cards.
I actually got rid of all the pay later services a few months ago, and will never apply for these services. I will refresh my cibil after 12 AM, if it reflects (hard enquiry or any loan)- I am going to raise a dispute.
I also faced this a few days ago
It’s Amazon Paylater
Amazon Pay has partnered with Capital Float and The Karur Vysya Bank(KVB) to design and enable ‘Amazon Pay Later’ service
Bro, i have closed Amazon pay later two months ago and it is still showing as blocked at the time of writing this message. Are you sure it’s Amazon pay later ?
I have never applied for pay later in Amazon but today when I checked it’s show active with limit of 10K and lending patner os Capital Float. How to get rid of this..
Also if Capital Float belongs to Amazon than KVB for which app?
Those are just lending partners bro, whoever offers a better t&c to amazon can provide such services to Amazon’s customers.
Anyways, if you have not applied and do not want it. Raise a dispute asap to get rid of that.
It’s not amazon pay later definitely. I also saw this in cibil today and disputed it.
Same here
I saw the same entry and reached out to Amazon regarding that. The phone support agent assured that a ticket was raised and if it is something to do from their end, it would be taken care of in four days.
I have also raised this issue on Twitter tagging Karur Vysya and Capital Float.
https://twitter.com/gischethans/status/14623165...
Capital float executive confirmed that Karur Vysya is co-lending partner and they are aware of many customers facing the same issue.
Within 10 days issue will be resolved (entry will be removed from the Cibil report). It takes around 45 days to update the same in Cibil report.
@piyupani @xxxyyyzzz @Dealerbhai @gischethans @deals44u @ mango-man
Thanks bro. Kg+
My amazon paylater is financed by capital float & karur Vysya but in CIBIL it show two capital float each 2000 while my I am given 10K amazon paylater limit. I would have closed amazon paylater service but I don’t because it sometime offer cashbacks on using amazon paylater.
Same offers will be provided for upi also once you close paylater.
Aditya Birla is Ola Postpaid, write a mail to them if you want to close it.
Karur Vysya Bank loan showing in cibil report is related to Amazon Pay Later. I called to Amazon then they told me to call at Capital Float Customer Service because Capital Float is managing Amazon Pay Later. After calling to Capital Float they taken a request to close Capital Float and Karur Bank account.
Call at Capital Float Customer Service:
Contact details: Email at [email protected] or Call at 080-68075001
Working Hours : 9:00 am to 9:00 pm All days
and request to close this account.
it still says 8000 loan on karur vysya in my CIBIL score.
did anyone else’s got removed?
how do i raise a dispute?
I tried but failed…so m ignoring it now.
Completely removed or just closed ?
@xxxyyyzzz you had contacted to KVB and Capital Float or Automatically disappear?
Didn’t contact anyone from lenders side.
Just raised a dispute with cibil that this loan doesn’t belongs to me and informed Amazon customer care as they are easy to reach.
Also anyone know how much point get reduced in Cibil for Credit Card hard enquiry? My Cibil Was 780. Was applied for Ola SBI which is rejected and Cibil reduced to 715
When I check list of enquiry, SBI name is not there
I have a paid cibil subscription where i get to refresh score everyday.
In December, my score was 757.
Since then, I’ve had
1. Five hard enquiries ( one by idfc, citi and hsbc. Two by standard chartered)
2. Added three credit cards ( hsbc, standard chartered and Citi
3. One rejection from IDFC.
4. Karur vyasya loan also got removed yesterday
Current score is 757 as it was since December.
My CIBIL refreshed today and the Karur Vyasya still stands Active.
Can anyone guide or tell where do I escalate or ask for help.
+1
My Cibil is 750+ still SBI Ola Card application rejected within a Minute.. Don’t know why
For me, the entry is still there, but it has been marked as closed
Any way to completely remove it from my CIBIL and Experian reports?
I had complained in December and they said it will be resolved within 45 working days. Now its March, 3 months have passed and here I am still with this nonsense on my CIBIL.
i m not take any loan on but show on my cibil score
It is amazon paylater and it is showing because there may have some dues.
For me in experien report KVB closed, but in cibil still it’s showing active
Looks like my CIBIL report would finally be updated with this loan in closed status. For months, I had been approaching Capital Float and Karur Vysya Bank over Twitter and email but I only got assurances stating it would get closed on priority and the CIBIL report updated in the subsequent cycle. Finally, CIBIL replied to my tweet suggesting raising a dispute. Many had suggested the dispute route earlier but I never did it since I had read about CIBIL not resolving them! To their credit, they did it in just two days.
I had only disputed the date of closure which was blank and they took care of the rest.
Update: After a few hours, my CIBIL report was updated and CIBIL sent me a free updated copy of the report.
Can you tell where and how to dispute this? Even I’m facing the same issue. karur telling they’ll close in few days but I don’t see a closure date for karur loan account.
@Vinod358 I could not find it initially. Took a while to figure out.
Same I couldn’t find the “Raise a Dispute” for a while, took some time to find that option at the bottom of the page. I could find only with search option in browser
I got aPay later KVB entry marked as closed in CIBIL in about 1month.
No active lone but my civil report shows
Here is what I got in response from Karur Vysya Bank.
"Dear Sir,We wish to inform you that these loans are created under Amazon - Buy Now Pay Later option (BNPL) Co-lending with Capital Float and The Karur Vysya Bank Limited.
Amazon buy now Pay Later is an option provided to customers for hassle-free way to get instant credit,via a completely digital process, for purchases using EMI on Amazon.in.In this co-lending programme, a limit will be fixed where lending shares would be at KVB-80% and Capital float at @20%.For example if the limit is fixed Rs 10000/- the KVB share of lending is 8000/-and Capital float share is 2000/-.As per RBI directions and our Bank policy these data has been updated in the Credit Bureau Agency.
You can also verify Limit approval and Digital loan Tripartite loan Agreement involving Capital Float, KVB and the client has been received from Capital Float through SMS.If you have not opted for Amazon under BNPL option please contact Capital Float on # 080 -68075001 or Email at myloan@capitalfloat. com.If your BNPL is closed the same will get updated in the next reporting cycle.
We hope this will be helpful in resolving your grievance.Thank you for contacting us."
I hope this clarifies things.
Hi, Last year I had applied for Amazon Pay later and closed the account after 2 months. But now even after 7 months of closing the account the Karur Vysya is showing as active in my cibil score, which is affecting my cibil. But the same is showing as closed in the Experian report. Can someone please help what should I do.
Yea my KVB still open in CIBIL, dispute it with CIBIL. Dunno if it'd help.
Capital float executive confirmed that Karur Vysya is co-lending partner and they are aware of many customers facing the same issue.
Within 10 days issue will be resolved (entry will be removed from the Cibil report). It takes around 45 days to update the same in Cibil report.
@piyupani @xxxyyyzzz @Dealerbhai @gischethans @deals44u @ mango-man