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Cibil Record of Karur Vysya

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piyupani
Hi my cibil show consumer loan of 8000 from Karur Vysya Bank..

Can anyone help it's belongs to which app?

Also showing Capfloat Consumer Loan of 2000 and Aditya Birla FL of 50,000.00

I have registered with Ola plus with limit of 23500.00  beside that never registered with any other app/pay later

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Deal Subedar Deal Subedar
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Capital float executive confirmed that Karur Vysya is co-lending partner and they are aware of many customers facing the same issue.
Within 10 days issue will be resolved (entry will be removed from the Cibil report). It takes around 45 days to update the same in Cibil report.
@piyupani @xxxyyyzzz @Dealerbhai @gischethans @deals44u @ mango-man

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Deal Cadet Deal Cadet
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it still says 8000 loan on karur vysya in my CIBIL score.

did anyone else’s got removed?

how do i raise a dispute?

Deal Major Deal Major
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silverfyre.spectre wrote:

it still says 8000 loan on karur vysya in my CIBIL score.

did anyone else’s got removed?

how do i raise a dispute?

I tried but failed…so m ignoring it now.

Deal Cadet Deal Cadet
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silverfyre.spectre wrote:

it still says 8000 loan on karur vysya in my CIBIL score.

did anyone else’s got removed?

how do i raise a dispute?

mail to capfloat

Finance Ninja Finance Ninja
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Finally, Karur Vysya got removed after 3 months. 

Check yours if possible, I think everyone’s removed now

@sri222

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

Finally, Karur Vysya got removed after 3 months. 

Check yours if possible, I think everyone’s removed now

@sri222

Completely removed or just closed ?

Finance Ninja Finance Ninja
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sri222 wrote:

Completely removed or just closed ?

It’s not listed under active loans anymore.

Blaze Blaze
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@xxxyyyzzz you had contacted to KVB and Capital Float or Automatically disappear?

Finance Ninja Finance Ninja
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piyupani wrote:

@xxxyyyzzz you had contacted to KVB and Capital Float or Automatically disappear?

Didn’t contact anyone from lenders side.
Just raised a dispute with cibil that this loan doesn’t belongs to me and informed Amazon customer care as they are easy to reach.

Blaze Blaze
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Also anyone know how much point get reduced in Cibil for Credit Card hard enquiry? My Cibil Was 780. Was applied for Ola SBI which is rejected and Cibil reduced to 715
When I check list of enquiry, SBI name is not there

Blaze Blaze
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xxxyyyzzz wrote:

Didn’t contact anyone from lenders side.
Just raised a dispute with cibil that i don’t own this loan and informed Amazon customer care as they are easy to reach.

Thanks buddy

Finance Ninja Finance Ninja
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piyupani wrote:

Also anyone know how much point get reduced in Cibil for Credit Card hard enquiry? My Cibil Was 780. Was applied for Ola SBI which is rejected and Cibil reduced to 715
When I check list of enquiry, SBI name is not there

I have a paid cibil subscription where i get to refresh score everyday.
In December, my score was 757.
Since then, I’ve had
1. Five hard enquiries ( one by idfc, citi and hsbc. Two by standard chartered)
2. Added three credit cards ( hsbc, standard chartered and Citi
3. One rejection from IDFC.
4. Karur vyasya loan also got removed yesterday

Current score is 757 as it was since December.

Deal Cadet Deal Cadet
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xxxyyyzzz wrote:

I have a paid cibil subscription where i get to refresh score everyday.
In December, my score was 757.
Since then, I’ve had
1. Five hard enquiries ( one by idfc, citi and hsbc. Two by standard chartered)
2. Added three credit cards ( hsbc, standard chartered and Citi
3. One rejection from IDFC.
4. Karur vyasya loan also got removed yesterday

Current score is 757 as it was since December.

do you think really that every day refreshment is necessary. I am petrified.

Finance Ninja Finance Ninja
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narayana1dd249 wrote:

do you think really that every day refreshment is necessary. I am petrified.

Sometimes- Yes, to check dispute status,if they are fixed or not. My report had many issues, it takes time to get it rectified.

Plus refreshing takes barely less than 30 seconds to check. What’s the big deal about it ?

You stay so busy, you can’t spare 30 seconds…

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

It’s not listed under active loans anymore.

Can you check detailed report whether it’s removed or closed ?

Finance Ninja Finance Ninja
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sri222 wrote:

Can you check detailed report whether it’s removed or closed ?

It’s removed.
I now have 0 active loans.

Finance Ninja Finance Ninja
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xxxyyyzzz wrote:

It’s removed.
I now have 0 active loans.

I got onescore report today only but it still shows active

Finance Ninja Finance Ninja
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Fanil wrote:

I got onescore report today only but it still shows active

It should be gone soon, dw
Maybe they’re doing in batches

Deal Subedar Deal Subedar
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My CIBIL refreshed today and the Karur Vyasya still stands Active. 

Can anyone guide or tell where do I escalate or ask for help.

Deal Subedar Deal Subedar
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mackmad wrote:

My CIBIL refreshed today and the Karur Vyasya still stands Active. 

Can anyone guide or tell where do I escalate or ask for help.

+1

Deal Cadet Deal Cadet
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mackmad wrote:

My CIBIL refreshed today and the Karur Vyasya still stands Active. 

Can anyone guide or tell where do I escalate or ask for help.

Please tag me too
It shows active for me as well

Deal Cadet Deal Cadet
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mackmad wrote:

My CIBIL refreshed today and the Karur Vyasya still stands Active. 

Can anyone guide or tell where do I escalate or ask for help.

for me also still active. Tag me for solution if any

Blaze Blaze
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My Cibil is 750+ still SBI Ola Card application rejected within a Minute.. Don’t know why

Blaze Blaze
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xxxyyyzzz wrote:

I have a paid cibil subscription where i get to refresh score everyday.
In December, my score was 757.
Since then, I’ve had
1. Five hard enquiries ( one by idfc, citi and hsbc. Two by standard chartered)
2. Added three credit cards ( hsbc, standard chartered and Citi
3. One rejection from IDFC.
4. Karur vyasya loan also got removed yesterday

Current score is 757 as it was since December.

I had applied for HDFC Card and SBI Ola card both rejected within a minute..

Finance Ninja Finance Ninja
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piyupani wrote:

I had applied for HDFC Card and SBI Ola card both rejected within a minute..

Which HDFC card?

Deal Subedar Deal Subedar
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sri222 wrote:

Capital float executive confirmed that Karur Vysya is co-lending partner and they are aware of many customers facing the same issue.
Within 10 days issue will be resolved (entry will be removed from the Cibil report). It takes around 45 days to update the same in Cibil report.
@piyupani @xxxyyyzzz @Dealerbhai @gischethans @deals44u @ mango-man

The entry is still there in my report… did you get it removed?

Deal Newbie Deal Newbie
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For me, the entry is still there, but it has been marked as closed
Any way to completely remove it from my CIBIL and Experian reports?

Deal Subedar Deal Subedar
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sathish_kumar wrote:

for me also still active. Tag me for solution if any

Its takes more than 4 months to reflect on cibil after closing…. Mine closed this month only

Deal Subedar Deal Subedar
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ddstar wrote:

The entry is still there in my report… did you get it removed?

Same for me, it is still Active.

Deal Newbie Deal Newbie
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I had complained in December and they said it will be resolved within 45 working days. Now its March, 3 months have passed and here I am still with this nonsense on my CIBIL.

Deal Newbie Deal Newbie
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i m not take any loan on but show on my cibil score

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