CIBIL Report - Best Date to Fetch Report
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I check CIBIL report monthly through OneScore.
Which date can be considered the best date to check CIBIL report on a monthly basis so that one can get the updated score (updated in the sense all credit institutions have reported to CIBIL by that time) ?
I generally check on 2nd of every month.
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https://www.desidime.com/discussions/cibil-report-best-date-to-fetch-report?page=1#post_9002258
Ideally most banks report credit utilisation of the cards at the end of the month so 2nd is a good day to get score.. however some banks(like sbi) report credit utilisation on the statement date
https://www.desidime.com/discussions/cibil-report-best-date-to-fetch-report?page=1#post_9002359
Use Axis/RBL/HDFC/Yes/Cibil official pages strategically to get credit reports at different times of the month.
https://www.desidime.com/discussions/cibil-report-best-date-to-fetch-report?page=1#post_9002361
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