CIBIL Report - Best Date to Fetch Report

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Deal Cadet
sahil1033

I check CIBIL report monthly through OneScore.

Which date can be considered the best date to check CIBIL report on a monthly basis so that one can get the updated score (updated in the sense all credit institutions have reported to CIBIL by that time) ?

I generally check on 2nd of every month.

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Deal Lieutenant Deal Lieutenant
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Use Axis/RBL/HDFC/Yes/Cibil official  pages strategically to get credit reports at different times of the month. 

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Talk-Of-The-Town Talk-Of-The-Town
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Finance Ninja Finance Ninja
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Ideally most banks report credit utilisation of the cards at the end of the month so 2nd is a good day to get score.. however some banks(like sbi) report credit utilisation on the statement date

Deal Lieutenant Deal Lieutenant
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Use Axis/RBL/HDFC/Yes/Cibil official  pages strategically to get credit reports at different times of the month. 

Deal Newbie Deal Newbie
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ZNZ wrote:

Use Axis/RBL/HDFC/Yes/Cibil official  pages strategically to get credit reports at different times of the month. 

How to get that HDFC showing 550 for report

Deal Subedar Deal Subedar
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ZNZ wrote:

Use Axis/RBL/HDFC/Yes/Cibil official  pages strategically to get credit reports at different times of the month. 

Haa HDFC started working again?

Deal Lieutenant Deal Lieutenant
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Snikeus wrote:

Haa HDFC started working again?

I don't know about HDFC.
I use the other 3s.
Benevolent Benevolent
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ZNZ wrote:
I don't know about HDFC.
I use the other 3s.

How to check with axis?

Got it 

Deal Cadet Deal Cadet
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ZNZ wrote:

Use Axis/RBL/HDFC/Yes/Cibil official  pages strategically to get credit reports at different times of the month. 

Didn't know about Axis, have used others.

CIBIL is once a year free
RBL CIBIL is once in 3 months free
Rest are monthly once free

HDFC one has stopped working though
Benevolent Benevolent
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Andhra_Abbayi wrote:
Do we need to register again with same details? Is this monthly once?
I haven't registered yet but it's same as other so yeah need to register. Yes once per month.
Like Magnet Like Magnet
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Ash-D wrote:
I haven't registered yet but it's same as other so yeah need to register. Yes once per month.
There is a option of member login. I think we can login with existing Cibil details.
Benevolent Benevolent
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Andhra_Abbayi wrote:
There is a option of member login. I think we can login with existing Cibil details.
Ohh but i guess that's not gonna work & you still have to register. If you try do update me.
Like Magnet Like Magnet
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Ash-D wrote:
Ohh but i guess that's not gonna work & you still have to register. If you try do update me.
Sure!
Deal Subedar Deal Subedar
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Andhra_Abbayi wrote:
There is a option of member login. I think we can login with existing Cibil details.

We need to register afresh for all of these. Cibil credentials won't work

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