Hot Deal

CIBIL Report Discrepancy - Need Help

521°
Deal Cadet
sriram

My CIBIL score has been reduced due to an entry in Loan showing Critical.. Indicated that I borrowed from ADITYA BIRLA F L and Re.1/- outstanding in March & April 2021. Current Balance showing Rs.777/-. I am using Ola Postpaid or any other pay later services.

2. I never applied for any loan but showing that NORTHERN ARC CAP sanctioned loan of Rs.2525 for a tenure of 0.25 year.

Can anyone help me trace through which channel the loan has routed. I have not taken loan from anyone. I am not using Amazon pay later, Flipkater pay later, Paytm, Mobikwik or Ola Postpaid.

14 Comments  |  
8 Dimers
  • Sort By
Pro Tech Guru Pro Tech Guru
Link Copied

Report Discrepancy on CIBIL

Deal Cadet Deal Cadet
Link Copied

The ola money wallet is actually a loan they are creating on your name via idfc or aditya finance.. thats wat i saw in my cibil.. they opened a 30k loan on my name via idfc bank.
I checked with them n they showed detailed tnc of the wallet which mentions they will be opening loan account on our name.
Close ola wallet n then see in 3 months. The loan account will be closed.

Deal Cadet Deal Cadet
Link Copied

This is only for the ola money Postpaid service right? We can use ola money as a prepaid wallet without taking any loan right? Maybe you gave consent to open a loan account without realizing?

View 7 more replies
Deal Cadet Deal Cadet
Link Copied

Nowadays RBL is also troubling a lot. 2-3 days back they called for cookies card which wud have 10% lifetime off on amazon n flipkart. This was a certain fluke for me n i told him to show where its written on website or link. It was mentioned 1k/5k voucher of amazon if u spend 1lk/5lk in 1 yr.. i told him to share his id n company name n he apologized n cut the call..
So its all bluff time these days

Savings Mentor Savings Mentor
Link Copied

A bit late to post (by about 1 year) smile but are you by any chance using Uni card? It shows up as a loan from NORTHERN ARC CAP.

Post Mogul Post Mogul
Link Copied
thank you bro for the help
Deal Newbie Deal Newbie
Link Copied

Ovirdu Pamint 

replyuser
Click here to reply
Reply