cibil report

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Deal Cadet
SANJUSINGLA
My cibil report is 865 from 900 but i have not got loan at less price
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Blogger Blogger
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Which loan what is your source of income

Deal Cadet Deal Cadet
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Own business

Generous Generous
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cibil is a big scam used to threaten innocent people , i was having cibil of 800+ and nobody use to give me Credit card and now i have cibil of 740 and i have credit card of every bank (except standard charter but who care for them as they got no offer and rp)

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Except standard chartered smart credit card. One of the best due to the fact that it gives  2% cashback EVERYWHERE  where other cards dont . exmple rent,wallet load u name it. I have been trying to get it but unable to as they r offering to salaried public sector employees only

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Deal Cadet Deal Cadet
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Credit card I have. I want loan at price of 6-7 ℅ interest

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no bank will give you at 6 - 7 % atleast now due to high repo rate if bank get it at that rate from RBI why would they untill and unless you are elon musk or a billionaire

in what world are you living?
Max at 8% - 9% you can get but you need some assets 

banks need a healthy statement 
over 5L relationship with the bank 
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Tech Guru Tech Guru
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Are you looking for a Home Loan? only Home loans goes a bit low, that too 7% is too low. 9% is more realistic for home loans (from banks who won't send goons for recovery).

Also "cibil report is 865" , are you sure you are talking about CIBIL and not experian/ crif or other credit ratings?

Deal Newbie Deal Newbie
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Recently got an ICICI Home loan for 30L @ 8.75% (Floating). Cibil - 777.

Deal Cadet Deal Cadet
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What it's call coming for loan against credit score

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