Cibil score correction

73°
Deal Subedar
mdeal001

hi all,

I was checking my cibil and saw that sbi has marked 2 late payments for personal loan. Whereas my account was set on autodebit (account with sbi). Can someone please help and let me know if they have also faced issue or how to go for the correction as sbi will never admit their mistake.

regards


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Any pay later services, they notoriously report late payment and getting it fixed is a huge challenge and time consuming process (which goes for months)

Which bank/nbfc has reported as late entries?


https://www.desidime.com/discussions/slice-card...
Go through this thread once, there are many like these in dd

Deal Subedar Deal Subedar
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loan and auto debit both were from sbi

Pro Shopping Friend Pro Shopping Friend
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mdeal001 wrote:

loan and auto debit both were from sbi

Were there any late payments? like SBI auto-debit not worked?

Deal Cadet Deal Cadet
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I also have a late payment entry made by SBI home loan. Actual payment was on time.

Deal Subedar Deal Subedar
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caks2006407 wrote:

Were there any late payments? like SBI auto-debit not worked?

balance was always there in my account and there was no chance that they can say I had an insufficient balance.

Deal Cadet Deal Cadet
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shivrajsingh wrote:

I also have a late payment entry made by SBI home loan. Actual payment was on time.

If your payment was on time, the send you cibil report to sbi and get it corrected. 


I have done the same with Indusind bank and my report was corrected after following with bank through mail for 1 month and cibil increased by 10 points. 

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Rakeshsah wrote:

If your payment was on time, the send you cibil report to sbi and get it corrected. 


I have done the same with Indusind bank and my report was corrected after following with bank through mail for 1 month and cibil increased by 10 points. 

bhai,  I will try once. But too much time waste. 1 month followup is too much

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