Citi bank first citizen credit card

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Deal Newbie
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Hello dimmers, i am being getting rejected by Citi Bank for theirs credit card every 6 months because being a self employed, But now i went to shopper stop the Citi guy approached me and said you will get this Citi shopper stop card and he seem very sure as he proccess cards for self employed everyday and it is approved too,so i have applied it , would i get card guy’s?

14 Comments  |  
7 Dimers
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Deal Subedar
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Many factors depends for credit card approval in initial phase, CIBIL score plays major role,Have you filed ITR for previous years??

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Deal Subedar
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If you have any other credit card its easy to get citi with the old credit card statement.

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Deal Lieutenant
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papa_kancha wrote:

If you have any other credit card its easy to get citi with the old credit card statement.

I am having credit cards of 5 different banks but still, my Citi bank application is getting rejected every time

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Deal Subedar
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ashishreddy3421869 wrote:

I am having credit cards of 5 different banks but still, my Citi bank application is getting rejected every time

Depends with Citi. Amount of transaction in a year, cibil score, it’s even better’if you have a suvidha savings account with citi. 1L mab.

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dlhntr wrote:

Many factors depends for credit card approval in initial phase, CIBIL score plays major role,Have you filed ITR for previous years??

I file itr every year and it’s above 10lacs, secondly my CIBIL is 794 and Experian 845 Nd no blacmark or late payment on cibil!

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ashishreddy3421869 wrote:

I am having credit cards of 5 different banks but still, my Citi bank application is getting rejected every time

Major rejection with citi is being a self employed , they don’t like self employed, if you want to get card citi first citizen card is easy way,if you can’t get this card you can’t get Citi card or can get in luck!

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Deal Subedar
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hardikgala77908 wrote:

I file itr every year and it’s above 10lacs, secondly my CIBIL is 794 and Experian 845 Nd no blacmark or late payment on cibil!

Depends on profession also. If you are a doctor its easy, place of residence, some areas are black listed. Remembering these now. Anyway they may have other criteria that i may not be aware of.

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papa_kancha wrote:

Depends on profession also. If you are a doctor its easy, place of residence, some areas are black listed. Remembering these now. Anyway they may have other criteria that i may not be aware of.

Okay, but i am a bussinessman and many of my colleagues and friends from same area and my same profession has a citi card,seems citi doesn’t like me,so i would better not chase them if i am rejected this time!

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Deal Newbie
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Citi has two major rejection ,1st is when u r self employed and 2nd location filled in the application form

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bhavray wrote:

Citi has two major rejection ,1st is when u r self employed and 2nd location filled in the application form

So my this application would be also rejected,i am self employed persevere

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Deal Newbie
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If you want citi card just mention as salaried. You will get the card easily. My friend has ITR of 15 lakhs and rejected twice last year. Recently he applied as salaried even though self employed and got his card approved. Citi is not asking salary slips AFAIK. They just need Aadhar and PAN.

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Deal Subedar
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You will probably get the card as it is a co-branded CC.
About Citi, it is:
Easier to get Citi co branded CCs than regular one’s
Easier to get cards through Bank Bazaar or shoppers stop

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digitalworld wrote:

If you want citi card just mention as salaried. You will get the card easily. My friend has ITR of 15 lakhs and rejected twice last year. Recently he applied as salaried even though self employed and got his card approved. Citi is not asking salary slips AFAIK. They just need Aadhar and PAN.

If we mentioned salaried which company details we have to give like mnc or such ? Can you guide me in pm?

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F7-Dimer-Primer wrote:

You will probably get the card as it is a co-branded CC.
About Citi, it is:
Easier to get Citi co branded CCs than regular one’s
Easier to get cards through Bank Bazaar or shoppers stop

Well if that’s the case, you gave me a hope of getting card smiley

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