Citi bank first citizen credit card
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Hello dimmers, i am being getting rejected by Citi Bank for theirs credit card every 6 months because being a self employed, But now i went to shopper stop the Citi guy approached me and said you will get this Citi shopper stop card and he seem very sure as he proccess cards for self employed everyday and it is approved too,so i have applied it , would i get card guy’s?
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I file itr every year and it’s above 10lacs, secondly my CIBIL is 794 and Experian 845 Nd no blacmark or late payment on cibil!
If you have any other credit card its easy to get citi with the old credit card statement.
I am having credit cards of 5 different banks but still, my Citi bank application is getting rejected every time
Citi has two major rejection ,1st is when u r self employed and 2nd location filled in the application form
So my this application would be also rejected,i am self employed
If you want citi card just mention as salaried. You will get the card easily. My friend has ITR of 15 lakhs and rejected twice last year. Recently he applied as salaried even though self employed and got his card approved. Citi is not asking salary slips AFAIK. They just need Aadhar and PAN.
If we mentioned salaried which company details we have to give like mnc or such ? Can you guide me in pm?
You will probably get the card as it is a co-branded CC.
About Citi, it is:
Easier to get Citi co branded CCs than regular one’s
Easier to get cards through Bank Bazaar or shoppers stop
Well if that’s the case, you gave me a hope of getting card
Many factors depends for credit card approval in initial phase, CIBIL score plays major role,Have you filed ITR for previous years??