https://www.desidime.com/discussions/citi-credit-card-limit-increase?page=1#post_9538727
go ahead, no side effects
Citi credit card limit increase
- 409
- 5
-
- Last Comment
Citi credit card(~1lakh limit) is my oldest card, also holding the Airtel axis card (85k limit).
Should I increase the limit? Any side effects?
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
4 Comments
|
3 Dimers
- Sort By
https://www.desidime.com/discussions/citi-credit-card-limit-increase?page=1#post_9539271
caks2006407 wrote:go ahead, no side effects
Thank You
https://www.desidime.com/discussions/citi-credit-card-limit-increase?page=1#post_9539309
@curiosityfreak2020980 ... always take the credit limit increase offer, unless :
- the credit limit increase is very marginal, like increase in single digit (percentage-wise) because if that's the case, you may get the credit limit increase in the next phase and maybe a better one
- you're someone who'll tempted to spend in case credit limit increases but if that's the case, you're just not the person for credit cards at all (don't take it personally, used this scenario just to explain)
Hope it helps! 😇
https://www.desidime.com/discussions/citi-credit-card-limit-increase?page=1#post_9539326
sahil1033 wrote:@curiosityfreak2020980 ... always take the credit limit increase offer, unless :
- the credit limit increase is very marginal, like increase in single digit (percentage-wise) because if that's the case, you may get the credit limit increase in the next phase and maybe a better one
- you're someone who'll tempted to spend in case credit limit increases but if that's the case, you're just not the person for credit cards at all (don't take it personally, used this scenario just to explain)
Hope it helps! 😇
I have a cumulative credit limit of more than 10l, don't spend until unless necessary or have that money in account to pay.
Yeah, many miss this point, thanks for the advice 😁☺️
Click here to reply
Reply
