Citi Rewards Credit Card - LTF + Free Amazon gv

44°
Deal Cadet
GKN

Citi Rewards Credit Card – LTF + Free Amazon gv
is it worth to take this card?
I got a call mentioning it is LTF.. Should I need to go for it?
I already have 2 HDFC, 1 ICICI, 2 AMEX, 2 HSBC, 2 SBI.. All are LTF except SBI..

5 Comments  |  
4 Dimers
  • Sort By
Analyst Analyst
Link Copied

When someone offers you LTF, go for it. Dont know when it will come in to use
Double confirm if it is LTF or not

Deal Lieutenant Deal Lieutenant
Link Copied
hotchap wrote:

When someone offers you LTF, go for it. Dont know when it will come in to use
Double confirm if it is LTF or not

i don’t know about op

but when i applied, they said it’s spend based waive off

edit:

or to attract customers, will they do like this?

Deal Cadet Deal Cadet
Link Copied
Expand
sravz86 wrote:

i don’t know about op

but when i applied, they said it’s spend based waive off

edit:

or to attract customers, will they do like this?

I too doubt it..
if I ask for mail, they are not doing it..
Also, I asked if I can get prestige CC as LTF.. they are saying yes 😂😂😂😂
I don’t want to apply for any CC without any explicit benefits
Do we have any regular benefits like BMS offer or something like that

Analyst Analyst
Link Copied
Expand
sravz86 wrote:

i don’t know about op

but when i applied, they said it’s spend based waive off

edit:

or to attract customers, will they do like this?

we should strictly know abt their terms.
@GKN check if it is spend based or any other terms are there

Deal Cadet Deal Cadet
Link Copied

Ask them to send mail,
Thats the only option.
Most of the times this citi rewards card is not LTF, its spend baised waiver (annually spend 30K for waiver)..
According to their CC: This card can be LTF if you have salary account with them.
This must be some third party guys hiding details and not sending any written mail..
If they mail from their official mail id that this is LTF, then you may go ahead.

Edit: Talking about worthiness of the card..
I use this card from many years, No Offer like BMS or some other portals like HDFC, or Icici..
But once in a while we get this bank offers on online portals..
Other than that there is some 10x rewards on some categories, check them or search dd, there are many threads about this card..
And people say CITI card is hard to get if you already have more than 3 cards, so check that as well..

Missing