Citibank Credit Card Type Change

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Deal Cadet
Digitalguy

If you have citibank reward credit card then Can you switch it to another type – Citibank cashback credit card without losing earned reward points?

What is ratio of reward points to cash if you want to convert it into another type. Does anyone have any idea about this?

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Generous Generous
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in sbi you wont get welcome offer

Deal Cadet Deal Cadet
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Okay. Citibank reward credit card made specially for supermarket but Unfortunately Dmart are not falls under this category. So want to switch.

Deal Lieutenant Deal Lieutenant
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@Digitalguy
me too searched a lot to know this.
citi rewards card is for apparel and departmental stores. right
d-mart comes under which category? departmental store or grocery?
one of the dimers said that he/she got 10* rewards and another said no.

edit:
another dimer suggested amex smartearn,
and one of the dimers said amex acceptance is difficult

still didn’t find a cr card,which gives decent cash back, for d-mart shopping

Deal Cadet Deal Cadet
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You are right. Citi rewards card is for apparel and departmental stores. As per Customer care, Identification of apparel and department stores are based on MCCs (Merchant Category Codes) allotted by Mastercard & Visa. Dmart are not falls under this category. So I dont get 10X reward points. It is confirmed by Customer care.

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Deal Cadet Deal Cadet
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@complicate_simplify You can try following cc:
1. SBI SimplySAVE – 10X RPs for spends on Dining, Movies, Grocery and Departmental Stores
2. Manhattan Platinum – Get 5% cashback on grocery

Deal Subedar Deal Subedar
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Yes by calling customer care you can change to any variant instantly. I changed cashback cc to cashback rewards card and also they gave it LTF. You won’t lose rewards points it takes 3 days to reflect.

Deal Cadet Deal Cadet
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What is ratio of reward points to cash if you want to convert it into another type? As per Customer care, Reward points are decreased according to type.

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Deal Lieutenant Deal Lieutenant
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@Digitalguy
thank you.already i read about so many cards,but so many cards annual spends, above 100k,
i need a card,with annual spends below 50k.
that’s why choosed those 2,which i mentioned earlier.
and you said citi rewards is not useful for d-mart.now amex smartearn left

edit:
for you or anyone,who is looking for a card,for grocery/supermarkets or departmental stores.
before applying,search for more details about these cards

indusind platinum aura edge shopping plan or home plan(2%) – ltf
amex smartearn(with partners-2.5%)-40k
sbi simply save(2.5%)-100k
citi rewards(2.8%)-30k
tata star bazaar(3%)100k
amex mrcc( around 4%)-150k
rbl shoprite(5%)100k
sc manhattan(5%)-120k
kotak essentia(around 7%) no spend based waive off-rs.749

Deal Lieutenant Deal Lieutenant
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@admin
please create a sticky thread,
which stores comes under which category,like,
d-mart,big bazaar,more,reliance etc offline stores and
amazon pantry or fresh,big basket,grofers,jiomart,bb daily supr daily etc online websites
which cards are for grocery/supermarkets/departmental stores with clear details
like annual spends,rewards points or cash back percentage,statement credit charges or e vouchers(specially amazon) etc details
it will help me and other new dimers also
thank you

Deal Lieutenant Deal Lieutenant
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@demerius2020
thank you.these cards annual spends are 100k and above,that’s my prob(need a card with below/around 50k)

recently i read in another thread,dbs also changed some rules,i think some minimum balance maintenance or some thing…correct me,if i’m wrong
for big basket/grofers,i prefer amazon pay balance,i think you already know that trick(so no separate bank account or dc required until this trick works)

amazon pantry or fresh increased prices of the products recently, without combining coupons, i think we can’t save much.
(mine is 5+ yrs old account)may be they are focusing on new customers, not giving good coupons to old customers & prime members

now i started checking flipkart supermart, prices are reasonable, with bank discount, grocery pass, 1/- 19/- deals & buy more save more, we can save upto 30%(i don’t have phone pe,heard some coupons available there also.so combining this, savings upto 40%)
but so many dimers said without any reason, flipkart is blocking accounts, that’s why i am thinking to place a order there.

Generous Generous
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One dimer pointed out here for dbs aqb which is 5k just maintain 1.5 L for 2 days in a month and you are done

What is percentage profit for trick you employed

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Deal Cadet Deal Cadet
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In citi, you can even change rewards card to premiermiles just by calling.

Deal Lieutenant Deal Lieutenant
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1.5 L ? omg, no thnx

Deal Lieutenant Deal Lieutenant
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@kurk
it’s not a big secrect, buy big basket e voucher with amazon pay balance(i think here so many dimers already know how and where and when to buy amazon vouchers)
and i have bb star membership too
and amazon will not block accounts like flipkart,so i prefer amazon always
but when they increased prices recently in pantry/fresh and stopped combining most of the coupons….
started checking other websites, found flipkart supermart is also good,when we combine offers smile

Deal Newbie Deal Newbie
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Same thing. Waiting to hear on LTF Citi cards

Deal Cadet Deal Cadet
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No ways

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