Clarification regarding HDFC Millennia CC Fine Print.

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nitikamhj

How would you interpret the following point :-


“A cardholder will be eligible for 1% CashPoints as per product feature if he/she does a transaction
through SmartBuy/PayZapp which includes transaction from 10 online merchants also. All other
existing SmartBuy/PayZapp offers will be applicable as per SmartBuy/PayZapp Terms & Conditions.”



So, Amazon transaction through Smartbuy will give 1% CB but direct Amazon Transaction will give 5% CB ?
Am I correct ?

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Through Smartbuy you will get 5% sb cashback + 1% reward points.
Direct you’ll get 5% reward points

Deal Cadet Deal Cadet
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flushed So no 10% CB on Amazon shopping? Only 6%? Sneaky HDFC, hiding changes in the fine print.

Makes sense. For RP they’d track txns based on merchant name. When shopping through Smartbuy, merchant name is shown as SMARTBUY on txn page. So only 1% RP + 5% Smartbuy CB pensive

Someone who shopped on Amazon via Smartbuy in November can confirm this.

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mango-man wrote:
flushed So no 10% CB on Amazon shopping? Only 6%? Sneaky HDFC, hiding changes in the fine print.

Makes sense. For RP they’d track txns based on merchant name. When shopping through Smartbuy, merchant name is shown as SMARTBUY on txn page. So only 1% RP + 5% Smartbuy CB pensive

Someone who shopped on Amazon via Smartbuy in November can confirm this.

Yeah, need someone to confirm.

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