https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600841#post_10600841
Closed all my HDFC credit cards
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Reason no limit increment for last 3 years and all the time whenever applied for swiggy credit card I got rejection so I ended all my credit card relationship with HDFC in these 3 year I have not faced any issue but I did this
Cards I had
Millennia LTF
Tata neu infinity LTF
Paytm HDFC PAID
HDFC virtual Rupay LTF
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https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600848#post_10600848
Infinity merko dye detye 
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600849#post_10600849
You can apply again and may get a good limit
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600871#post_10600871
Other banks are much better even BOB has increased my limit 2X in 2 years
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600864#post_10600864
Mine remain same
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https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600865#post_10600865
Bro lost Diamond in search of Gold. 😄
Swiggy cc doesnt give you CB for groceries and utilities. Cashback in millennia is similar in amazon like major e-com platforms. And if anything left, you had Neu Card on top of everything.
If you needed 10% cb in swiggy. Than get Airtel axis.
Overall the decision was an L
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600891#post_10600891
Brogot lft infnity too
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https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600882#post_10600882
Yes even I feel all cards have an alternative card with other bank
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600894#post_10600894
if you find peace let it be.
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600920#post_10600920
The two most powerful warriors are patience and time.
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600925#post_10600925
I wanted an infinia so that I can put around 10 lakhs annual expenses on it, asked for it and they said no, now my spends go to SBI cashback, eterna, airtel axis, only booking trains with my regalia. Guess they didn't want the business.
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10606348#post_10606348
Eterna you got it life time free?
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https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10600947#post_10600947
Omg this is out right decision:)
why this wrath:)
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10606352#post_10606352
Ya same mistake emotionally I closed all sbi cards but now they are not ready.. ultimately loss for customer only and not for major banks
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10601094#post_10601094
Mere 10 cards ki total limit 13.55 L h, jisme 3 axis ke cards h, aur 2 saal se axis ki limit 79K hi h, and that 79K is shared btw that 3 cards, ab btao...
Patience is the key my man, aur ek baat btau, actual me we don't need higher limit, bs show off krne me achcha lgta h ke itni limit h, lekin na puri limit use ho paati h , na hi jrurat pdti h sach me... 
🏻
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10601184#post_10601184
True, except credit cards we use for international txns, I don't think there is need for high limits on cards. I personally do not expect that bank will increase my limit every year or so, as long as my spends are not that high I don't even want periodic LE.
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https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10601177#post_10601177
now those cacelled will never ever be issued to you again forget LTF
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10601199#post_10601199
why so bitter?
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10601381#post_10601381
I also closed hdfc millennia and pixel reason Millenia was not converted into ltf. (20 December 2024)
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10601506#post_10601506
you already have 4 and still wanted a 5th one ? You could have just retained millenia atleast.
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10601568#post_10601568
Yikes! How much was your limit btw?
I have these at the moment:
Freedom RuPay LTF converted to Visa
Swiggy Mastercard LTF
Tata Neu Infinity Rupay LTF
Now they're denying me even a faaltu basic UPI RuPay Virtual (despite getting banner in MyCards) the fake reason being given that I already have Neu on RuPay and that it's bank policy. Where was this policy when they issued me Freedom on RuPay despite having Neu on RuPay? Fighting them about it. Few months later, will get the Freedom changed to Millennia. Limit is 1.88L which is not spectacular but not terribly low either.
Closed Business MoneyBack earlier as it was not working on instant discounts on Amazon or Flipkart. Wasn't working on Amazon AT ALL
HDFC really suck but so does SBI Cards, Axis, BOB Cards, IndusInd and IDFC in credit cards 😄
https://www.desidime.com/discussions/closed-all-my-hdfc-credit-cards?post_id=10602714#post_10602714
apply gain after six months. u will get high limit
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Bad vengeance... I guess you shall long for cards from HDFC soon when your heart has cooled off...
if you find peace let it be.
Mere 10 cards ki total limit 13.55 L h, jisme 3 axis ke cards h, aur 2 saal se axis ki limit 79K hi h, and that 79K is shared btw that 3 cards, ab btao...
Patience is the key my man, aur ek baat btau, actual me we don't need higher limit, bs show off krne me achcha lgta h ke itni limit h, lekin na puri limit use ho paati h , na hi jrurat pdti h sach me...
🏻