Closed One Credit Card and Took New Card

Once u close one card... Either secured or unsecured... U wont get it in this life... As per current policy 

batmanBABA wrote:
U wont get it in this life

OneCard sticking to the literal definition of Lifetime XD

batmanBABA wrote:

Once u close one card... Either secured or unsecured... U wont get it in this life... As per current policy 

Can one close fd & continue using secured card(as unsecured now) ? 

dosa wrote:

Can one close fd & continue using secured card(as unsecured now) ? 

Nopes

bikidas2060 wrote:
Nopes

Thx dada for confirming. It seems now onecard doesn't give unsecured card to nonmetro address customers. 

I applied & getting secured card offer and displaying only secured card available at your address from sbm bank. Was confused whether to take or not. 

Now confirm I won't take their secured card.

There is no option to delink pan/mobile number and apply afresh & give another address too. 

dosa wrote:

Thx dada for confirming. It seems now onecard doesn't give unsecured card to nonmetro address customers. 

I applied & getting secured card offer and displaying only secured card available at your address from sbm bank. Was confused whether to take or not. 

Now confirm I won't take their secured card.

There is no option to delink pan/mobile number and apply afresh & give another address too. 

I stay in Mumbai and have a credit history of 6 years and 15 credit cards.

Did not get unsecured cc from Onecard

They do give unsecured cards to non metro address customers.

@bikidas2060 @batmanBABA can I closed secured primary one card & get addon card from family member

and also no closing charges after  6 months right?

dosa wrote:

Can one close fd & continue using secured card(as unsecured now) ? 

No I tried this but its not possible so closed the card

Tron wrote:

@bikidas2060 @batmanBABA can I closed secured primary one card & get addon card from family member

and also no closing charges after  6 months right?

I am not sure about that as one card has a clear one card and only once in a lifetime policy.. I dont know if that applies to addon card too as your pan will be same... And no charges after 180 days ( coint days not months)... Wait fir around 190-200 days to be in safe side.)of digital card generation.... 

As I read recently from another dimer, keep on not falling for the secured FD card offer and sometime after, they can mail you with unsecured offer to sign up with.

Tron wrote:

@bikidas2060 @batmanBABA can I closed secured primary one card & get addon card from family member

and also no closing charges after  6 months right?

Did you already started this process , If anyone able to finish any kind of process
like closing FD based and getting normal card
or Closing Addon and Getting normal card
or Closing Normal card and taking addon etc.

please do update here

Agnivo007 wrote:

As I read recently from another dimer, keep on not falling for the secured FD card offer and sometime after, they can mail you with unsecured offer to sign up with.

It still won't work for non-metro addresses.

beastboy wrote:
Did you already started this process , If anyone able to finish any kind of process
like closing FD based and getting normal card
or Closing Addon and Getting normal card
or Closing Normal card and taking addon etc.

please do update here

Addon card is based on the basis of primary card so no way of keeping addon card if closing primary card. If Onecard has the policy of issuing card only once in a lifetime to a person then most likely it also involves cross check of all the details when anyone apply for a new card (primary or addon) so chances of this trick working aren't much in my opinion.

guest_999 wrote:
It still won't work for non-metro addresses.

That's not true. A relative got OneCard unsecured in Tier II/III city.

These are serviced cities, if they pick your profile and live in one of these cities, you are eligible




Ahmedabad, Alappuzha, Bangalore, Bhopal, Bhubaneswar, Calicut, Chandigarh, Chennai, Chittoor, Coimbatore, Dehradun, Delhi-Ncr, EastGodavari, Ernakulam, Erode, Guntur, Haridwar, Hyderabad, Indore, Jaipur, Jodhpur, Kanchipuram, Jamshedpur, KarimNagar, Khorda, Kolhapur, Kolkata, Kollam, Kottayam, Kozhikode, Krishna, Madurai, Malappuram, Medak, Mohali, Mumbai, Mysore, Nagpur ,Nashik, Nellore, Palakkad, Panchkula, Pathanamthitta, Patiala, Pune, Rajkot, Ranchi, Salem, Surat, Thiruvananthapuram, Thrissur, Tiruchirappalli, Tirupati, Tiruvallur, Udaipur, Vadodara, Vellore, Vijayawada, Visakhapatnam, Warangal, West Godavari.

bohemian wrote:
These are serviced cities, if they pick your profile and live in one of these cities, you are eligible




Ahmedabad, Alappuzha, Bangalore, Bhopal, Bhubaneswar, Calicut, Chandigarh, Chennai, Chittoor, Coimbatore, Dehradun, Delhi-Ncr, EastGodavari, Ernakulam, Erode, Guntur, Haridwar, Hyderabad, Indore, Jaipur, Jodhpur, Kanchipuram, Jamshedpur, KarimNagar, Khorda, Kolhapur, Kolkata, Kollam, Kottayam, Kozhikode, Krishna, Madurai, Malappuram, Medak, Mohali, Mumbai, Mysore, Nagpur ,Nashik, Nellore, Palakkad, Panchkula, Pathanamthitta, Patiala, Pune, Rajkot, Ranchi, Salem, Surat, Thiruvananthapuram, Thrissur, Tiruchirappalli, Tirupati, Tiruvallur, Udaipur, Vadodara, Vellore, Vijayawada, Visakhapatnam, Warangal, West Godavari.

@avishj I guess they have now included some tier II cities too.