https://www.desidime.com/discussions/closing-idfc-and-yesbank-savings-accounts?page=1#post_8440117
Closing IDFC and Yesbank Savings accounts
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IDFC – Rs25K MAB is too high without attractive interest rates or offers
YesBank: No reason to keep this account Rs10K held up unnecessarily
Have premium cards(LTF) from both these banks hence maintained accounts for some time
Any suggestions?
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https://www.desidime.com/discussions/closing-idfc-and-yesbank-savings-accounts?page=1#post_8440607
Yes Bank acc definitely needs closure. IDFC bank mab is indeed high but 25k at 4% vs 25k at 6% is just a difference of 500 for a year & idfc does occasionally give some 250 gv offer on debit card spend. You are getting a visa signature card for free also & it is likely that interest rate too will increase once rbi again increase repo rate to control inflation.
https://www.desidime.com/discussions/closing-idfc-and-yesbank-savings-accounts?page=1#post_8441202
Check small finance banks like Equitas, AU, etc.
https://www.desidime.com/discussions/closing-idfc-and-yesbank-savings-accounts?page=1#post_8460519
dhinchakrohit wrote:Check small finance banks like Equitas, AU, etc.
got a call today that i did a 100k+ in 2 months (upi trnx ) and rbi dont allow such high trnx in saving account so dont do these in future 😒
well after all they are small finance bank so dont expct to do high value trnx in this bank
https://www.desidime.com/discussions/closing-idfc-and-yesbank-savings-accounts?page=1#post_8460945
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thebr0b wrote:got a call today that i did a 100k+ in 2 months (upi trnx ) and rbi dont allow such high trnx in saving account so dont do these in future 😒
well after all they are small finance bank so dont expct to do high value trnx in this bank
Didn’t you ask them for any such circular from RBI?
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