https://www.desidime.com/discussions/complaint-against-payment-gateway?page=1#post_9025793
contactakramgk
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@@getready@ @@guest_999@ @@panchabhut@
Get refund reference number from irctc and share it with the PG / credit card. RBI got TAT (comepensation in the case of delayed credits) for failed transactions but no rules/guidelines for custom refunds by the merchant.