Confusion!! BOB PRO vs BOB LITE

It's BRO and not PRO

I believe Bank of Baroda gives clear enough MITC on their website, go through it and compare for both the account variants and go ahead whichever fits your needs.

Still, Lite SA is meant for all but BRO SA can only be opened by students aged between 16 to 25 years. That's the main difference out there. Then there's another one that physical RuPay Platinum DC is FREE with BRO SA but in Lite SA, the same DC is FREE on maintaining certain QAB, highest being Rs. 3k. Listed out 2 main differences for you.

One big question you should have is, what will happen once someone is 26 years old and onwards. That's where you should think whether to go with BRO SA or Lite SA. Another thing you should worry about is, one can change from Lite SA to other account variants but not the other way round, so, if you're thinking you can open BRO SA now and once you're 26 years old, you can get it changed to Lite SA, you won't be able to do so.

Deicde and act. Please visit their website, everything is mentioned crystal clear if you're willing to put in some time and effort 🙏🏻

Are both the variants absolutely zero cost?

sahil1033 wrote:

It's BRO and not PRO

I believe Bank of Baroda gives clear enough MITC on their website, go through it and compare for both the account variants and go ahead whichever fits your needs.

Still, Lite SA is meant for all but BRO SA can only be opened by students aged between 16 to 25 years. That's the main difference out there. Then there's another one that physical RuPay Platinum DC is FREE with BRO SA but in Lite SA, the same DC is FREE on maintaining certain QAB, highest being Rs. 3k. Listed out 2 main differences for you.

One big question you should have is, what will happen once someone is 26 years old and onwards. That's where you should think whether to go with BRO SA or Lite SA. Another thing you should worry about is, one can change from Lite SA to other account variants but not the other way round, so, if you're thinking you can open BRO SA now and once you're 26 years old, you can get it changed to Lite SA, you won't be able to do so.

Deicde and act. Please visit their website, everything is mentioned crystal clear if you're willing to put in some time and effort 🙏🏻

Thank you so much @sahil1033 for sharing the information. Will I get physical card FREE of cost?

SuperSubrata wrote:

Are both the variants absolutely zero cost?

I think both the variants are of zero cost as card free and zero balance account!

OffersSociety wrote:

Thank you so much @sahil1033 for sharing the information. Will I get physical card FREE of cost?

Sahi sawaal!! Kya physical card free me milega kya?

SuperSubrata wrote:

Are both the variants absolutely zero cost?

OffersSociety wrote:

Thank you so much @sahil1033 for sharing the information. Will I get physical card FREE of cost?

in BRO SA, yes

please go through the website once, even I'm telling you the same thing by confirming from the website itself ... also check auto sweep out facility beyond Rs. 25k with BRO SA ... that's also something you should know before going ahead

sahil1033 wrote:

in BRO SA, yes

please go through the website once, even I'm telling you the same thing by confirming from the website itself ... also check auto sweep out facility beyond Rs. 25k with BRO SA ... that's also something you should know before going ahead

Thank you again dear 

sahil1033 wrote:
yes, but for Lite SA, you need to maintain 3k QAB to get physical RuPay Platinum DC, else normal charges would apply for DC

but you won't be charged for non-maintenance of charges in both the account variants

Thank you brother.. can you please tell me the Procedure for physical card order??

SuperSubrata wrote:

Thank you brother.. can you please tell me the Procedure for physical card order??

Once i turn 26, it will be converted to regular account?

I didn't find anything in this regard...