Considering to discontinue Axis ACE CC, Should I?

264°
Deal Cadet
samm255

Hello Dimers,

I’ve Axis Flipkart LTF card and ACE paid card and I am considering to close my ACE card as I no longer see any real benefit since I already have Axis FK LTF. My monthly electricity bill is around 5 to 6k and I spent around 1lakh until now since April 2021, it was FYF and renewal charges will be levied in April. I’ve HDFC platinum DC which I am thinking to upgrade to Millennia DC to get 10% cb through Amazon GV for bill payments. I’ve heard Axis is not issuing this card to new customer easily now so I am confused whether I should continue this card or not? I don’t do any money rotation so please gimme your suggestion guys?

TIA.

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Deal Captain Deal Captain
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As per the above details, ur not much spending on the Ace Card.

If ur spending is less than 2L better switch to some other card or downgrade it to other card having less spend waiver and having good rewards for Bills and payments (for ur Electricity bills).

Axis freecharge gives 5% CB on all spends thru Freechare app and waiver on 50000 per year. By joining u will get rs.700 worth voucher against 350+gst joining fees.

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Deal Cadet Deal Cadet
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EkdamSastaRaju wrote:

Yes even if you do 30 you will get 1 CB 

What about 5% cashback on Google pay for Axis ace card,do we get 5% cashback or 2% cashback?

Deal Cadet Deal Cadet
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aneelg wrote:

What about 5% cashback on Google pay for Axis ace card,do we get 5% cashback or 2% cashback?

I am getting 5% cb on google pay transactions… Not sure if it will work on insurance. Has anyone tried or have ans if insurance through gpay with ace gives 5% cb or should I look for paytm citi cc for 3% cb.

Deal Subedar Deal Subedar
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Xhaster wrote:

I am getting 5% cb on google pay transactions… Not sure if it will work on insurance. Has anyone tried or have ans if insurance through gpay with ace gives 5% cb or should I look for paytm citi cc for 3% cb.

5% cb on gpay applicable
only on postpaid, prepaid, DTH, electricity, water, gas, LPG and broadband

Deal Cadet Deal Cadet
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Xhaster wrote:

I am getting 5% cb on google pay transactions… Not sure if it will work on insurance. Has anyone tried or have ans if insurance through gpay with ace gives 5% cb or should I look for paytm citi cc for 3% cb.

No Insurance is excluded from 5% bill pay even if you do through gpay. It will be 2% whether you do from gpay or direct from official website. I got 2% direct from LIC website.

Deal Cadet Deal Cadet
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nikniknik wrote:

Do let me know If you are able to upgrade platinum dc to Millennia

https://www.desidime.com/discussions/getting-er...

Placed request on Friday for Millennia DC, got card generated yesterday midnight, it is showing now in mobileapp/netbnking, waiting for physical card now. No communication from HDFC yet.

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