Consumer Loans in credit activity - Need suggestions plz

Hi friends.

I checked my credit score in cred yesterday and it is 730's - was shocked to see that as i don't recall it ever being less than 800.

Any way i can check the historical score and find the reason for sudden dip.

My ontime payment is 100%, credit utilization is 3.62%, credit age is more than 7 yrs, credit mix is low - all of which are considered excellent. New credit account is 1 which is fair.

But apart from my 3 credit cards and home loan, i see 4 consumer loans.

-aditya birla finance limited - i know this is ola postpaid+ which i do use for certain payments

-capfloat financial services - i think this is amazon paylater

-karur vysya bank

-and dmi finance private limited.

Any idea which apps these are tied to ?

I have slice card too but it is not showing up, does it show up as loan? The credit limit i have on it doesn't match up with any loan i see here.

Only other app i use is simpl which i also use fairly often. Does simpl even show up on credit reports?