Hello Dimers,
If you could get any paid card as Lifetime Free (LTF) credit card, which one would you choose and why?
For me, I would apply for the American Express® Platinum Card.
Reason: It’s the best travel card out there!
Miscellaneous
Contests
Contest extended till 8th Jan 2024.
Amazon Pay ICICI Credit Card
Reason: It is one of the best LTF credit cards, with 5% cashback on Amazon shopping for prime members, 2% on utility bills on Amazon, and 1% direct cashback on other websites and offline spends including insurance and gold purchases without any capping.
Infinia
Amazon Pay ICICI CC, considering the 5% cashback on the purchases and 1% on all other spends. Also as by default LTF.
almost 0 thought should be spent on having it.
And so far no devaluations faced, hopefully none coming 😬
SBI cashback card, for 5% cashback
Amazon Pay ICICI anytime unbeatable in LTF with few loop holes
I would choose Infinia for its minimum 3.3% rewards. I wish I could meet that eligibility criteria one day!
Wat u mean by minimum 3.3% cb? Id it for every transaction?
i would like to keep flipkart axis card as i do a lot of shopping on flipkart and myntra and it gives me 5 percent cashback whatever small or big amount it be
Does Myntra has original products saw a fake Puma cap also cosmetics are sold at 50% off are they fake?
HDFC Infinia Credit card
Reason: Unlimited Airport lounge acess
American Express® Platinum Card.
Reason: Lifestyle
Amex Centurion - because why not ?
sbi cashback
reason: i didn't even apply due to not able to recover fees 
SBI Aurum - Free monthly movie tickets.
HDFC Infinia
Reason: Mainly bcz it is the best premium card available right now.
HDFC Infinia Credit Card Metal Edition
Reason: Unlimited longue access , 10x rps on smarbuy
I would say HDFC cards, any one between swiggy, millenia or neu infinity. These offer quite a number of benefits and are easily utilised by an average user.
These can lie unused in our wallets as well when we get LFT added. I’m currently having Millenia & Swiggy as LFT and both of them are very useful.
HDFC Infinia Credit Card Metal Edition
Reason: Reward points ratio, 3.3% rewards for transactions, Unlimited longue access , 10x rps on smarbuy especially Amazon GC's available at discount
Infinia Metal CC
Reason : Looting Points
infinia
reason to showoff
Currently Hdfc Mellenia is lifetime so it's best card for me.
5% on Amazon, Flipkart and Amazon Gift card also
1% on offline and other online.
No exclusion of card in sale.
Airtel Axis (preferably in RuPay network). I got it and then closed it (before its renewal).
I just recharge my Airtel SIM once a year, then use it for some infrequent bills (for 10% category). Rarely use it on Swiggy too. Considering 500+GST fee, I'd have saved only around Rs.500 (excluding the card fee). As LTF, I'd have saved at least 1k.
I would choose axis atlas for travel benefits.
American Express® Platinum Card.
Reason: Its an premium card and would be best to try this card if it is offered as LTF
I will chose SBI CASHBACK CARD
Reason - 5% cb on almost anything paid online
Con- bank 10% discount won't work
Axis Airtel because I have Airtel number and the card is useful for utility payment also
My choice will be "HDFC Infinia"
reason is just for unlimited 3.3% reward rate
Axis Ace: 5% cashback on utilities
HSBC Live+( HSBC cashback) : 10% cashback on gorcery, dining
SBI cashback card.
SBI deny my application everytime I apply for this card😒
how do you plan to recover the fees if not denied?
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Question is not clear. Do you mean paid card to be chosen as LTF? Or already LTF card
sbi cashback
reason: i didn't even apply due to not able to recover fees
Lucknow ke nawaab hoke 999 ki fikar kr rhe ho, are 20K spend kro, aur fees wapas...