Convert credit card to bank at 0% charges
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1st step – Go to Profile & settings -> Payment settings -> Saved payment details -> Enable add money refund back to source option at bottom…
2nd step – check all amounts which you add in past in paytm Wallet from your bank account or upi…on which return to bank option coming…
Add all that amount of all past tranx. on which this option coming
Like this
3rd step - Add paytm balance from your credit card of that aggregate amount of above 2nd step in you paytm wallet .
4th step – Now go to passbook and click on return to
Bank option in all of your past tranx. of wallet ..
Note – paytm payments bank upi tranx. And bank tranx. Getting instant back….
Other may take time
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Plz explain this GIF in context to this post..
Dead trick or Going to Die Trick ?
Tried personally …
Added balance from icici cc …
And click of my past bank addition tranx. in passbook – return to source …
And i get that money to my bank account with out any charges…
Just remember to enable option in step 1 above
Money added through credit card also showing the return option
Paytm me add money karne par credit card se extra charge nahi lagega kya Jaise Atm Se nikalne me lagta hai
Mere toh nahi laga
Brother, simple step is to add money to paytm wallet through cc and then send it to merchant account. It will automatically get transferred in bank. Why are u doing these difficult steps. Further we can add 10k pm without any charges
No charges ?
what’s maximum amt we can do at a time
can we do multiple
Yes .. return to bank option pe transfer ho jayega bank mai
We should return the money that we added now or previous transaction pe click karna hain
Previous pe karoge tabhi toh credit card se add kiya but bank mai gaya hoga 😂😂
Npci per gaya hai asa bata raha hai ??
Good only for those who added Paytm balance using savings account or UPI earlier.
I never loaded my wallet with UPI or DC
Awsm…thnx.
money is not coming back in bank account
it will be t/f to credit credit
and bad thing here is
CC companies will ask you pay back in your current billing cycle
but will give credit of this refund in next billing cycle
You didn’t understand the post…
@supermagneto plz make it simple words
if i load money through cc and return to source .. won’t the money go back to cc?
yes it goes back to CC
read my last post
Can take upto 14 days…….5 min ho gaye transfer nahi hua?
500rs stuck
yea.. only UPI txn credit is instant. The ones added with DC may take longer time. I reversed those but havent received the amount back in my account yet.
Were added via upi only….still not refunded to source….already had 600 paytm wallet
No use for me as I never added money to paytm using debit card, paytm bank account or upi.
Max 10k hota Hai ek card se…
Is it bro..
I thought the total amount from any number of credit card is lmited to 10k..
plz confirm once..
@_Munna_michael_
status shows as :
-money has been deducted from your bank
-request has been submitted to NPCI
-money will be credited in receiver’s bank account after clearance from NPCI
is this normal?
added money through credit card but after return to bank, still not credited to bank or credit card
I raised query in paytm regarding credit to original source. Let see when i will get my money back.
don’t try it’s not working
Nice deal
Works for limited benefit…only if you have a past add money transaction through bank. Refunding the money to source, added with a CC, it will get refunded to that CC only.
Anyone knows any trick to transfer to bank at 0% ?
How much does this app charge ?
Not working. It’s going back to source and not bank account
@_Munna_michael_ bhai as it can be seen in your SS, your original load money (which you returned to bank) was loaded using PPBL (Paytm payment bank ltd.) and then you loaded from CC. So basically all you have done is swap the bank txn with this CC txn (exact amt of course else this trick won’t work), so you can say this is a CC to bank only if you have loaded money in past with UPI/Bank
Please update the post, so that other dimers don’t try this anymore.
Already lost 500 …dont know where they have gone….showing neither in paytm wallet nor in the bank account for which I returned back a UPI txn. Done earlier
Dont worry bro. Mine around 9.5k is stuck. I dont remember from where I added those. Out of 9.5K , I remember 5k was from my own DC. That txn is still not credited back in my bank account , even though paytm has returned it. Will wait for 5 days and check.
DC reversals usually take time. I just hope my other 4.5K is also from some DC