Hot Deal

Convert credit card to bank at 0% charges

959°
Pro DealBaba
_Munna_michael_

https://www.pay...om

1st step – Go to Profile & settings -> Payment settings -> Saved payment details -> Enable add money refund back to source option at bottom…


2nd step – check all amounts which you add in past in paytm Wallet from your bank account or upi…on which return to bank option coming…

Add all that amount of all past tranx. on which this option coming

Like this

https://cdn0.desidime.com/attachments/photos/612849/medium/Screenshot_20200414-160917_3.png?1586861898

3rd step - Add paytm balance from your credit card of that aggregate amount of above 2nd step in you paytm wallet .


4th step – Now go to passbook and click on return to

Bank option in all of your past tranx. of wallet ..


Note – paytm payments bank upi tranx. And bank tranx. Getting instant back….

Other may take time


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55 Comments  |  
31 Dimers
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Dimer of The Year 2020 Dimer of The Year 2020
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https://cdn0.desidime.com/attachments/photos/612703/medium/6605843tenor.gif?1586806880

Finance Mentor Finance Mentor
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Plz explain this GIF in context to this post.. wink
Dead trick or Going to Die Trick ? stuck_out_tongue

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Pro DealBaba Pro DealBaba
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Tried personally …
Added balance from icici cc …
And click of my past bank addition tranx. in passbook – return to source …
And i get that money to my bank account with out any charges…

Just remember to enable option in step 1 above

Deal Subedar Deal Subedar
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Money added through credit card also showing the return option

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Deal Newbie Deal Newbie
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Paytm me add money karne par credit card se extra charge nahi lagega kya Jaise Atm Se nikalne me lagta hai

Pro DealBaba Pro DealBaba
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Mere toh nahi laga

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Deal Newbie Deal Newbie
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Brother, simple step is to add money to paytm wallet through cc and then send it to merchant account. It will automatically get transferred in bank. Why are u doing these difficult steps. Further we can add 10k pm without any charges

Deal Cadet Deal Cadet
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No charges ?

Celeb Celeb
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what’s maximum amt we can do at a time

can we do multiple

Pro DealBaba Pro DealBaba
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Yes .. return to bank option pe transfer ho jayega bank mai

Deal Lieutenant Deal Lieutenant
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We should return the money that we added now or previous transaction pe click karna hain

Pro DealBaba Pro DealBaba
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Previous pe karoge tabhi toh credit card se add kiya but bank mai gaya hoga 😂😂

Deal Newbie Deal Newbie
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Npci per gaya hai asa bata raha hai ??

Deal Cadet Deal Cadet
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Good only for those who added Paytm balance using savings account or UPI earlier.
I never loaded my wallet with UPI or DC

Deal Lieutenant Deal Lieutenant
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Awsm…thnx.

Deal Cadet Deal Cadet
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money is not coming back in bank account
it will be t/f to credit credit
and bad thing here is
CC companies will ask you pay back in your current billing cycle
but will give credit of this refund in next billing cycle

Pro DealBaba Pro DealBaba
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You didn’t understand the post…
@supermagneto plz make it simple words

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Pro Deal Legend Pro Deal Legend
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if i load money through cc and return to source .. won’t the money go back to cc?

Deal Cadet Deal Cadet
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yes it goes back to CC
read my last post

Deal Subedar Deal Subedar
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Can take upto 14 days…….5 min ho gaye transfer nahi hua?

Deal Subedar Deal Subedar
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500rs stuck pensive pensive pensive

Deal Subedar Deal Subedar
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yea.. only UPI txn credit is instant. The ones added with DC may take longer time. I reversed those but havent received the amount back in my account yet.

Deal Subedar Deal Subedar
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Were added via upi only….still not refunded to source….already had 600 paytm wallet

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Like Magnet Like Magnet
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No use for me as I never added money to paytm using debit card, paytm bank account or upi.

Deal Newbie Deal Newbie
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Max 10k hota Hai ek card se…

Finance Mentor Finance Mentor
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Is it bro..
I thought the total amount from any number of credit card is lmited to 10k..
plz confirm once..

Deal Subedar Deal Subedar
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@_Munna_michael_
status shows as :
-money has been deducted from your bank
-request has been submitted to NPCI
-money will be credited in receiver’s bank account after clearance from NPCI

is this normal?

Cool Cool
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added money through credit card but after return to bank, still not credited to bank or credit card rage
I raised query in paytm regarding credit to original source. Let see when i will get my money back. pensive
don’t try it’s not working

Deal Newbie Deal Newbie
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Nice deal

Deal Lieutenant Deal Lieutenant
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Works for limited benefit…only if you have a past add money transaction through bank. Refunding the money to source, added with a CC, it will get refunded to that CC only.

Deal Legend Deal Legend
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will cb be reverted if we got cb for add money?

Deal Cadet Deal Cadet
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no

Deal Cadet Deal Cadet
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Anyone knows any trick to transfer to bank at 0% ?

Benevolent Benevolent
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How much does this app charge ?

Deal Cadet Deal Cadet
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Not working. It’s going back to source and not bank account

Deal Subedar Deal Subedar
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@_Munna_michael_ bhai as it can be seen in your SS, your original load money (which you returned to bank) was loaded using PPBL (Paytm payment bank ltd.) and then you loaded from CC. So basically all you have done is swap the bank txn with this CC txn (exact amt of course else this trick won’t work), so you can say this is a CC to bank only if you have loaded money in past with UPI/Bank

Please update the post, so that other dimers don’t try this anymore.

Deal Subedar Deal Subedar
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Already lost 500 …dont know where they have gone….showing neither in paytm wallet nor in the bank account for which I returned back a UPI txn. Done earlier

Deal Subedar Deal Subedar
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Dont worry bro. Mine around 9.5k is stuck. I dont remember from where I added those. Out of 9.5K , I remember 5k was from my own DC. That txn is still not credited back in my bank account , even though paytm has returned it. Will wait for 5 days and check.

DC reversals usually take time. I just hope my other 4.5K is also from some DC

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