Cred and Citibank Debit card - number of transaction per 5 minutes

60°
Missing
Deal Cadet
72
509
6

I am planning to use Citibank debit card to pay CC bills using Cred App.

Citibank back-end has very good tools to find out the frauds and decline the transactions.
When I use my Citi CC for same online vendor (like IRCTC or Amazon) multiple times with in couple of minutes, the third transaction gets declined.

Is there any such issue with Cred App too?
I mean, If I pay Cred bill using Citi debit card multiple times with in couple of minutes , will the third transaction gets declined from Citi DB card side?

10 Comments  |  
7 Dimers
Missing
Deal Cadet
124
152
2

Yes, for SBI debit card on 5th transaction will decline, in my case that happens.

Missing
Deal Subedar
181
1636
29

Don’t do same amount transaction… Do it like 2000, 2005 and so on… I don’t think they will block..

Missing
Deal Cadet
72
509
6
chiraggyl170 wrote:

Don’t do same amount transaction… Do it like 2000, 2005 and so on… I don’t think they will block..

I do 1001, 1002, 1003 like that. Axis did not decline.

Citi might block, I guess. I will try this month.

Missing
Deal Subedar
195
2915
40

your 6th transaction gets blocked and gets reset the next day

Missing
Deal Subedar
195
2915
40

what is the reward ratio for citi debit card , ^ also i have no idea for priority account

Missing
Deal Lieutenant
194
4476
60

CRED never blocks – bank may – SBI does not care as long as daily debit card limit is not hit. I have done straight 2000×25 txns

Missing
Deal Cadet
72
509
6
Expand
ramadesidime wrote:

I do 1001, 1002, 1003 like that. Axis did not decline.

Citi might block, I guess. I will try this month.

I did total 10 txns today.
Morning 5 txns with in the time frame of 15min.
Evening 5 txns with in time frame of 10 min.

Seems to be ok with Citi DB too.

Missing
Deal Cadet
72
509
6
AnnamalaiNryaa wrote:

what is the reward ratio for citi debit card , ^ also i have no idea for priority account

I will check next month state month.
The rewards points are not great, but I only have this Citi DB and Axis DB, hence forced to use Citi DB. Axis doesn’t give any rewards points for MAB 10k saving accounts with classic DB.

Missing
Deal Newbie
50
20
0

Is cred safe for card payments? Haven’t signed up yet!

Missing
Deal Subedar
190
1063
19
TeamUp_UJ wrote:

Is cred safe for card payments? Haven’t signed up yet!

Aadha dimers ka ration cred coins se aata hai bhai

Missing