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CRED Cash Unlocked - Loan

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flawlessking

Got a message from CRED that I have unlocked CRED cash and can avail 5 Lacs loan at mere 12.5% interest rate… Checked in App too..Sounds too good to be true and also one can repay the full amount anytime without any preclosure charges….Anyone tried them?

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mere 12.5% flushed

Deal Subedar Deal Subedar
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My friend took 71k loan for 6 months but pre closed this week, no extra charge
But keep in mind when taking loan there is some bank charge

Interest rate is really good

Blogger Blogger
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EkdamSastaRaju wrote:

My friend took 71k loan for 6 months but pre closed this week, no extra charge
But keep in mind when taking loan there is some bank charge

Interest rate is really good

Thanks for the info…KG+

Deal Subedar Deal Subedar
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showing 16.5% for me

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Smiling wrote:

showing 16.5% for me

Have u taken any loan from them in past?

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Smiling wrote:

No

Other factors like cibil score, payment history etc might have been considered

Trailblazer Trailblazer
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Smiling wrote:

showing 16.5% for me

Depends on cbil score n other factors least is 11% I think

Deal Subedar Deal Subedar
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Dileep_kumar wrote:

Depends on cbil score n other factors least is 11% I think

This was their main motto

Build a credit worthy base and offer loan with very less chance of default

Well played Kunal sunglasses

Deal Cadet Deal Cadet
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All good n flexible. but interest rate is very high

Blogger Blogger
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Andhra_Abbayi wrote:

Where to check on Cred app?

After u login, click on the top right option called Control, might be there if u have already unlocked..

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EkdamSastaRaju wrote:

This was their main motto

Build a credit worthy base and offer loan with very less chance of default

Well played Kunal sunglasses

Yes, having the users itself and their activity is the added advantage, perfect database!

Deal Cadet Deal Cadet
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flawlessking wrote:

After u login, click on the top right option called Control, might be there if u have already unlocked..

Thanks but no such option for me!

Deal Newbie Deal Newbie
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took PL from icici at 10.5%, no foreclosing fess, but foreclosing allowed only after 1 year of repayment.

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Atlantic wrote:

15.5
5 L

Not Good for me

Bhai mujhe toh loan de hi nahi rahe ye cry flushed

Cool Cool
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Its good.. and limit gets unlocked while you pay. For example, if you have taken 5lakh and paid 50% outstanding, you can take 50% again in case you required

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