Hot Deal

Cred vs CheQ vs HDFC Billpay

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Deal Cadet
uuv

So far only I've only used cred for cc bills payment, which is instantly settled, some cc takes upto few hours.

Getting cred Cashback jackpot (spins) for 12 times per month. ( Rs 12000 max)

Please advise on below queries,

1. Tried cheq - 

paid only 101 by HDFC platinum DC - didn't get any 1% reward points.

Are we supposed to get 1% cb on platinum DC on cheq?

2. Want to try HDFC billpay by HDFC platinum DC, but confused.

Do we need to make only full payment or part payment can be made?

Payment settlement time?, Can we pay on the due date.

3. Any other reliable alternatives sites  where we can get Cashback on cc payment.


Added after posting-

4. Any cb on mobikwik or paytm?


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215 Comments  |  
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Deal Cadet Deal Cadet
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PSA - Paying CC Bill on Cheq via Equitas SFB Debit card will not accrue Equinox RPs. it does for Mobikwik

Edit - DM me for referral

Helpful Helpful
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hdfc billpay not working, just throw error for all cards :/ is there other way to use hdfc platinum card?

Generous Generous
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Mobikwik

Deal Newbie Deal Newbie
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Can anyone share cheq referral
Deal Captain Deal Captain
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Check ib
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Deal Cadet Deal Cadet
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Check refferal pls

Deal Cadet Deal Cadet
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I've sent, Check DM 

Deal Subedar Deal Subedar
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Using CRED only regardless of the repayment amount currently because of slow payment settlement of CheQ. I value peace of mind more. 

Generous Generous
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U can pay 2-3 days before the due that by cheQ
Btw sbi cc payment r instant by cheQ
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Deal Newbie Deal Newbie
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Time to end cred ..

Zero CASHBACK even after 5 try for 3 days . Really disappointing..

Deal Cadet Deal Cadet
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Really, 

It used to definitely give rs 3 or 4 or 5 cb


Generous Generous
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@uuv

My spends haven't been on the higher side recently but here's what I do :

- Priority is utilizing Cred for 12k, it's very annoying and time consuming but somehow managing, gives 1% or more, worst case scenario, Rs. 9 cashback on paying 1k bill

- Next is utilizing 75k on HDFC Bill Pay via HDFC Platinum DC. I've kept billing date for most of my CCs between 18-22 of every month, so, in case I've more than 75k to pay via HDFC Bill Pay, I utilize next month's 75k quota as due date is after 5th of every month

- Onboarded on CheQ recently, paid Rs. 100 bill for the sake of trying, yet to give it a shot but someday, when I'll still not be able to manage bill payments of more than 162k, will definitely use CheQ in order of priority.

P.S. I've around 8 slots (max. 10 people can be referred AFAIK) left for CheQ referral, for people looking to try it out, can DM.

Deal Cadet Deal Cadet
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Is Jupiter DC working on CheQ? Anyone tried? 

Which Debit card gives additional rewards on CheQ?

Finance Mentor Finance Mentor
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If any one want referral dm me - 9 slots left

Post Emperor Post Emperor
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HDFC Billpay is the best

I have 4 accounts in HDFC 2 Savings and 2 current accounts.

My family has another 3 accounts and I easily get Rs.3000 to Rs.5250 every month using HDFC Bill Pay.

Deal Subedar Deal Subedar
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If I pay bill in February, how much time it will take to get cashback from hdfc billpay through debit card ?

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Helpful Helpful
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So far Paytm is doing awesome..got 400 for 60k bill payment 

Deal Newbie Deal Newbie
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Within 2 working days u can see the cashback amount in rewards section.

Deal Subedar Deal Subedar
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If I pay bill in February, how much time it will take to get cashback from hdfc billpay through debit card ?

Deal Newbie Deal Newbie
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I need to pay 3.31 lakh rupee HDFC credit card bill, suggest highest rewards path please

Deal Cadet Deal Cadet
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I tried HDFC platinum card using mobikwik for My HDFC CC payment. I applied coupon and it's showed me that I will get cashback for that but soon I am done I talked to the customer care they said it was new user coupon. Such stupid company.

Btw I got 1% reward points on my debit card as it was fall in utility.

Deal Newbie Deal Newbie
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AMEX card working on CheQ or not ?

Post Emperor Post Emperor
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Guys one question.. Regarding sbi dc card..basic que may be..

There is a discussion above.. We are getting points through sbi dc(via cheq).. Which equal to 0.25rs per point..so if i have sbi debit card.. But dont have balnce but have balance in icici dc.. so if m transfering the amount to icici to sbi nd paying through sbi dc via cheq.. Then will i get points on sbi dc??

Deal Cadet Deal Cadet
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I have hdfc easyshop preferred platinum debit card. Will i get 1% if i pay through hdfc billpay ir i need to upgrade to imperia platinum debit card

Deal Lieutenant Deal Lieutenant
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You'll get it
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Deal Cadet Deal Cadet
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Can anyone share cheq referral pls
Deal Cadet Deal Cadet
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Check DM

Deal Cadet Deal Cadet
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Not a single rupee won in last 10 CC payments on CRED. Honeymoon period is over.

Guess, they want to stop bleeding money now 😄

Deal Subedar Deal Subedar
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In how many days, Hdfc DC 1% reward points get tracked?  And where to check?

Helpful Helpful
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In two days, I got regularly, u can see details on app and netbanking

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Deal Cadet Deal Cadet
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Hdfc platinum dc gives maximum of 250 right

Deal Cadet Deal Cadet
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How to remove card from cheq? Anytricks?

Deal Lieutenant Deal Lieutenant
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Okay thanks. Will explore. Never used it since last 5 years

Deal Lieutenant Deal Lieutenant
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What is the best way to pay HDFC 6L bill this month?

Will pay 4L from Cheq, what is the suggestion for remaining 2L.

@uuv @Seinfeld @kartikxxx @ others

Tech Guru Tech Guru
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HDFC platinum cards?

75k per card per month for 1%.
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Deal Cadet Deal Cadet
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Started using mobikwik,

It's actually good, 

Payment are reflected/ settled same day.

With HDFC platinum DC, getting 1% cb. (Both in app and browser)

But not able to see transaction history.

Any url

How to see transaction history in mobikwik? 


Helpful Helpful
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For sbi, idfc, indusind, rbl reflect on same day, but icici, axis and hdfc reflection takes upto three days

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Generous Generous
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Postpe

Generous Generous
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Bajaj & Postpe

Deal Cadet Deal Cadet
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Out of subject : GPAY is the worst CC bill payment option I have ever used in the sense of faster credit.

replyuser
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