Cred vs CheQ vs HDFC Billpay
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So far only I've only used cred for cc bills payment, which is instantly settled, some cc takes upto few hours.
Getting cred Cashback jackpot (spins) for 12 times per month. ( Rs 12000 max)
Please advise on below queries,
1. Tried cheq -
paid only 101 by HDFC platinum DC - didn't get any 1% reward points.
Are we supposed to get 1% cb on platinum DC on cheq?
2. Want to try HDFC billpay by HDFC platinum DC, but confused.
Do we need to make only full payment or part payment can be made?
Payment settlement time?, Can we pay on the due date.
3. Any other reliable alternatives sites where we can get Cashback on cc payment.
Added after posting-
4. Any cb on mobikwik or paytm?
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Thanks,
For billpay, Which cc reflects immediately and later.
have to many credit card bills this month... since long time using only cred app and now-a-days getting 1-10 rupees only, nothing else...want to try something which gives more benefit.
following the thread.
Never used Cheq.
I use HDFC Platinum DC via HDFC BillPay for supported cards, up to 75k per month.
I use family members Millennia DC via Paytm wallet upload to pay HDFC CC bills, up to 40k per month.
As of now using CRED for Onecard bill payment only if the amount is above 1k otherwise I use SBI DC to pay bill in-app.
Hope your HDFC billpay are settled immediately.
Any rewardz you are getting on SBI DC
not able to pay sbi cb cc bill on hdfc bill pay
Wait for 24 hrs after adding SBI CC on HDFC BillPay
Also make sure SBI CC is the primary card and not the add-on
I just paid my SBI CC via HDFC BillPay yesterday and it settled within minutes.
2. No, hdfc does not give reward points for paying on cheq. 1% is for telecom and utilities (hdfc billpay comes under utilities). But you can get from other debit cards which give points on general spends.
2. You can pay whatever amount you want in hdfc billpay, it does not track your billed amounts. I would not recommend paying on last day especially for axis bank. Take atleast 3 day window.
3. Other one i use is postpe for flat 0.4% plus debit card rewards
Can anyone tell me... What kind of rewards I can expect by using hdfc billpay...
You will redeem reward points for cash.. 1 point = 1 rs
I have Millennia DC,
While Paying CC bill in HDFC, it gives 2 options: 1. Pay Via Netbanking 2. Pay Via Card
I just want to re-confirm, only Pay via card will fetch rewards, right? and for millennia DC, Max RP is 400/month, right?
For millennia no rps on bill payment
Can anyone send me Cheq referral
PM if you need CheQ referal
I think mobikwik works, paid today via debit card only, will update once cashpoints credited
M using postpe since started where getting.0.4% cb. Mostly settled same day, in some instances took 1-2 days
I am using CRED I get Cashback around rs. 10-15 for credit card payments, but I also get CB for almost 95℅ of payment on QR scan for my daily expense I get around Rs. 3-6 for every QR SCAN payment made through CRED and I don't think any other app give you CB on every payment you make. Not even phonepe/ amazon pay/ PayTM/ or mobikwik
Anyone pls cheq referral to me in dm
Check dm
Did you try same card in cheq and got points.How many points for 100rs.
Sent via dm
I used all the payment options for cc payment. After checking I definitely go with Cheq if the bill is more than 75,000. Upto 75k you can go with HDFC billpay which will give 1% upto 750 rs.
suggest best dc for cheq which provides better reward points
What is the monthly limit for cheq? Is it calendar month? So will renew on March 1.
Using postpe for cc payments, .4% cb they are giving
There is no end for want of More money , the greed will never end.
At first people used Credit Cards for Earning Reward points
Then people used credit card for earning rewards points plus getting additional commission for letting others use their credit card
Then in third state they started finding ways to get more money by finding ways to pay credit card bills
It didn't stop there now people are finding out ways how to get more money by paying Card bills and now paying advance card bills😄
I am also on the same train though 😉
Trans : Pehale log credit card sirf reward points ke liye use karte the
fir log reward points ke sath commission ke liye credit card ka use karne lage , paise ki bhook aur badh gayi
fir log credit card ka bill payment karne ke liye rewards dhundne lage
Bhook yahi khatam nahi hui hai.... aab aur methods dhunde ja rahe hai ki bill payment se sabse jayada paisa kaise banaya jaye , aur advance me card bills pay kar rahe hai
Just earned 1k bigbasket voucher by paying 1lac credit card bill on Cheq , what else could be better?? Its damn good.... dm for referral
Anyone please send refferal
Sent
Millenia debit card on cheq will give 1% cb?
Like this comment if you want a cheQ referral.
Cheq referral anyone
Edit- Don't send now.
Cred
AFAIK
HDFC Platinum DC (non rupay variant) gives 1% max 750 per month on HDFC Billpay system, which you get in Netbanking -> Billpay.
1. So no 1% on cheq
2. Anything which suites you. Part payment over payment, whatever you want to pay.
Some reflect immediately, some in a few days. So will suggest you to pay at least a week before to not face any tension. However mostly the date of payment reflects on the date you have paid.
3. ___________________________ (Others will Fill in the blanks)