Cred vs CheQ vs HDFC Billpay

AFAIK 

HDFC Platinum DC (non rupay variant) gives 1% max 750 per month on HDFC Billpay system, which you get in Netbanking -> Billpay.

1. So no 1% on cheq

2. Anything which suites you. Part payment over payment, whatever you want to pay.
Some reflect immediately, some in a few days. So will suggest you to pay at least a week before to not face any tension. However mostly the date of payment reflects on the date you have paid.

3. ___________________________ (Others will Fill in the blanks)

have to many credit card bills this month... since long time using only cred app and now-a-days getting 1-10 rupees only, nothing else...want to try something which gives more benefit.

following the thread.

hese wrote:

have to many credit card bills this month... since long time using only cred app and now-a-days getting 1-10 rupees only, nothing else...want to try something which gives more benefit.

following the thread.

Since last two days, I am getting only coins on 5 spins.

Never used Cheq.

I use HDFC Platinum DC via HDFC BillPay for supported cards, up to 75k per month.

I use family members Millennia DC via Paytm wallet upload to pay HDFC CC bills, up to 40k per month.

As of now using CRED for Onecard bill payment only if the amount is above 1k otherwise I use SBI DC to pay bill in-app.

hese wrote:

have to many credit card bills this month... since long time using only cred app and now-a-days getting 1-10 rupees only, nothing else...want to try something which gives more benefit.

following the thread.

U can try cheq, in case u seek referal, feel free to dm .

Pro:

-U get 1% chips of paid amount, which values 1 coin = .25₹ in cash, .50₹ in az, 1₹ for bb,etc,... Worth way better than any bread coin or paytm points.

-U can use debit card to earn extra points over n above.

-U can pay all the dues in a go, no need to pay separately.

Cons :
-Sometimes payment do get fail, but don't worry u will get refund in that worst case

- not all credit cards are supported rn.

- it may show in accurate outstanding since they are yet to launch this track feature.

kartikxxx wrote:

U can try cheq, in case u seek referal, feel free to dm .

Pro:

-U get 1% chips of paid amount, which values 1 coin = .25₹ in cash, .50₹ in az, 1₹ for bb,etc,... Worth way better than any bread coin or paytm points.

-U can use debit card to earn extra points over n above.

-U can pay all the dues in a go, no need to pay separately.

Cons :
-Sometimes payment do get fail, but don't worry u will get refund in that worst case

- not all credit cards are supported rn.

- it may show in accurate outstanding since they are yet to launch this track feature.

rahulsoni0706846 wrote:
Any referral benefit??

Seinfeld wrote:

AFAIK 

HDFC Platinum DC (non rupay variant) gives 1% max 750 per month on HDFC Billpay system, which you get in Netbanking -> Billpay.

1. So no 1% on cheq

2. Anything which suites you. Part payment over payment, whatever you want to pay.
Some reflect immediately, some in a few days. So will suggest you to pay at least a week before to not face any tension. However mostly the date of payment reflects on the date you have paid.

3. ___________________________ (Others will Fill in the blanks)

Thanks,

For billpay, Which cc reflects immediately and later.

10ven wrote:

Never used Cheq.

I use HDFC Platinum DC via HDFC BillPay for supported cards, up to 75k per month.

I use family members Millennia DC via Paytm wallet upload to pay HDFC CC bills, up to 40k per month.

As of now using CRED for Onecard bill payment only if the amount is above 1k otherwise I use SBI DC to pay bill in-app.

Hope your HDFC billpay are settled immediately.

Any rewardz you are getting on SBI DC  

kartikxxx wrote:

U can try cheq, in case u seek referal, feel free to dm .

Pro:

-U get 1% chips of paid amount, which values 1 coin = .25₹ in cash, .50₹ in az, 1₹ for bb,etc,... Worth way better than any bread coin or paytm points.

-U can use debit card to earn extra points over n above.

-U can pay all the dues in a go, no need to pay separately.

Cons :
-Sometimes payment do get fail, but don't worry u will get refund in that worst case

- not all credit cards are supported rn.

- it may show in accurate outstanding since they are yet to launch this track feature.

Which DC gives points on cheq

uuv wrote:

Which DC gives points on cheq

uuv wrote:

Hope your HDFC billpay are settled immediately.

Any rewardz you are getting on SBI DC  

10ven wrote:
For ICICI it takes three days.
SBI DC 0.25

Ues sbi dc give 1 point for every 100₹ spend, and 4 points equals 1₹. So yes .25 is the reward rate ,which is an add on, since cred won't allow dc below 1lac of payment.

kartikxxx wrote:

Ues sbi dc give 1 point for every 100₹ spend, and 4 points equals 1₹. So yes .25 is the reward rate ,which is an add on, since cred won't allow dc below 1lac of payment.

not able to pay sbi cb cc bill on hdfc bill pay

Does HDFC platinum DC gives 1% points on Cheq??

2. No, hdfc does not give reward points for paying on cheq. 1% is for telecom and utilities (hdfc billpay comes under utilities). But you can get from other debit cards which give points on general spends.

2. You can pay whatever amount you want in hdfc billpay, it does not track your billed amounts. I would not recommend paying on last day especially for axis bank. Take atleast 3 day window.

3. Other one i use is postpe for flat 0.4% plus debit card rewards

Vinod358 wrote:

Does HDFC platinum DC gives 1% points on Cheq??

No

kartikxxx wrote:

Ues sbi dc give 1 point for every 100₹ spend, and 4 points equals 1₹. So yes .25 is the reward rate ,which is an add on, since cred won't allow dc below 1lac of payment.

uuv wrote:

Which DC gives points on cheq

Sbi. 100 rp on 10k

10ven wrote:

Never used Cheq.

I use HDFC Platinum DC via HDFC BillPay for supported cards, up to 75k per month.

I use family members Millennia DC via Paytm wallet upload to pay HDFC CC bills, up to 40k per month.

As of now using CRED for Onecard bill payment only if the amount is above 1k otherwise I use SBI DC to pay bill in-app.

Why not load into wallet and transfer back to account?  And pay cc using another mechanism?

Maverick_23 wrote:

Why not load into wallet and transfer back to account?  And pay cc using another mechanism?

kartikxxx wrote:

U can try cheq, in case u seek referal, feel free to dm .

Pro:

-U get 1% chips of paid amount, which values 1 coin = .25₹ in cash, .50₹ in az, 1₹ for bb,etc,... Worth way better than any bread coin or paytm points.

-U can use debit card to earn extra points over n above.

-U can pay all the dues in a go, no need to pay separately.

Cons :
-Sometimes payment do get fail, but don't worry u will get refund in that worst case

- not all credit cards are supported rn.

- it may show in accurate outstanding since they are yet to launch this track feature.

legend101 wrote:

2. No, hdfc does not give reward points for paying on cheq. 1% is for telecom and utilities (hdfc billpay comes under utilities). But you can get from other debit cards which give points on general spends.

2. You can pay whatever amount you want in hdfc billpay, it does not track your billed amounts. I would not recommend paying on last day especially for axis bank. Take atleast 3 day window.

3. Other one i use is postpe for flat 0.4% plus debit card rewards

Do u know how to take out the postpe cashback? I have 350 postpe cashback dont know how to cash out.

MrKool_JJ wrote:
Cons are more than enough to not use this app
Nothing against it. I still haven't used it.
Shall probably use it next week and share my review.

How was your experience?

neel648 wrote:

Do u know how to take out the postpe cashback? I have 350 postpe cashback dont know how to cash out.

Only option is to use postpe by paying a bharatpe qr then you can use your cashback to pay back postpe bill.

kartikxxx wrote:
My experience is good, since i haven't faced any payment failure so far.
If u are looking for installing it and a new user then do consider a referral, from me or anyone.

neel648 wrote:

Do u know how to take out the postpe cashback? I have 350 postpe cashback dont know how to cash out.

Kochiro wrote:

not able to pay sbi cb cc bill on hdfc bill pay

Wait for 24 hrs after adding SBI CC on HDFC BillPay

Also make sure SBI CC is the primary card and not the add-on

I just paid my SBI CC via HDFC BillPay yesterday and it settled within minutes.