Credit card amount to Bank

109°
Deal Cadet
TheSupreme

Hello..
I did some transactions through credit card and because of that I’ll recieve refund of it in credit card.
Amount around 2.15lakh.
Is there any way I can get my money in bank from credit card without any charges after I got refund in CC? UnLike how Paytm and Mobikwik charge..

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Benevolent Benevolent
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call customer service and request to refund excess amount to source.

Deal Cadet Deal Cadet
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Ohkay thank you. Refund hasn’t arrived yet. But whenever I’ll come. I’ll try this one .

Deal Subedar Deal Subedar
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You paid your credit card bill ?? You were unaware of the fact that refund can come for these 2.15 lakh txns??

Deal Cadet Deal Cadet
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I was aware of it.

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Deal Subedar Deal Subedar
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Which bank?

Deal Cadet Deal Cadet
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ICICI Bank.. platinum card

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Super Moderator Super Moderator
Moderator
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Same experience, two times.
Once with Axis. Got 2L refund for a txn. Called CC. She said to make payment of a small amount (Rs. 10) and in that account from which payment is made, they will refund 2L.

Second time with HDFC. Got some 10-12k refund. Got an automated call, press 1 if you want to transfer the excess funds in your CC to your savings account.

Deal Cadet Deal Cadet
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Hope this excess transfer will work for me. grinning.. will try and update here..
Thank you

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