Credit card amount to Bank

101°
Deal Cadet
TheSupreme

Hello..
I did some transactions through credit card and because of that I’ll recieve refund of it in credit card.
Amount around 2.15lakh.
Is there any way I can get my money in bank from credit card without any charges after I got refund in CC? UnLike how Paytm and Mobikwik charge..

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Pro Shopping Friend Pro Shopping Friend
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call customer service and request to refund excess amount to source.

Deal Subedar Deal Subedar
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You paid your credit card bill ?? You were unaware of the fact that refund can come for these 2.15 lakh txns??

Deal Cadet Deal Cadet
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sardasa wrote:

You paid your credit card bill ?? You were unaware of the fact that refund can come for these 2.15 lakh txns??

I was aware of it.

Deal Cadet Deal Cadet
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caks2006407 wrote:

call customer service and request to refund excess amount to source.

Ohkay thank you. Refund hasn’t arrived yet. But whenever I’ll come. I’ll try this one .

Deal Subedar Deal Subedar
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sardasa wrote:

You paid your credit card bill ?? You were unaware of the fact that refund can come for these 2.15 lakh txns??

Transaction might be near to statement date, then statement generated and refund will come after statement generation..Similar I also stuck with SBI CC amazon refund recently and amount is still in SBI CC (credit) due to refund..

Super Moderator Super Moderator
Moderator
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Same experience, two times.
Once with Axis. Got 2L refund for a txn. Called CC. She said to make payment of a small amount (Rs. 10) and in that account from which payment is made, they will refund 2L.

Second time with HDFC. Got some 10-12k refund. Got an automated call, press 1 if you want to transfer the excess funds in your CC to your savings account.

Deal Cadet Deal Cadet
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Hope this excess transfer will work for me. grinning.. will try and update here..
Thank you

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