Credit Card and Loans Payment Dues
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How can i stop them from calling any of my family members and relatives ?
Please help, I'm in urgent need of help...
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This is the second Month of due, my sister got a call from hdfc bank,
SBI, Hdfc, Icici, Indusind, OneCard, Axis,
Axis Bank Loan and card dues start from this Month...
As of now I'm jobless, I've requested them for 6 months but this time also not sure...
Agr credit card pe loan facility h to ek bada loan aur sb clear kr do and ek emi bn jayegi usi loan ki, usko pay krte rehna...
Mohit Bhai Maine bahot try kiya ek bada loan lene ke liye lekin mere paas job hi nahi hain, toh aise me koi bhi interested nahi hain loan dene ke liye
Only your sister got the call?
Just write a mail stating your current situation and inability to pay dues due to job loss and asking for time. Also mention that people are calling family and friends which can hinder your ability to pay off the loans in time. Ask them for 6 months if you are unsure and when you get a call from agencies pick up the call and told them there issue. No need to pick more than one call but as you have multiple cards and loan it would be difficult to differentiate. And just record every call because some agents can be abusive or threaten to call family and friends. The recovery team can visit your house but before entertaining them see their bank id and letter.
I hope you would be able to get job soon and pay the dues.
Bro only solution is calculate total amount you have to pay, try to get a loan from friend or relative if bank is not giving. Then pay all the amount pending in one go. After then start paying the new remaining amount slowly in emi's. If u are unable to find a job try rapido and porter you can do job there part time at night also. Be tough.
How did they get hold of your family members contact details?
Bro your social media 😅 they can find person with your photo and cross reference it.
Complain on pgportal for each bank . They will stop calling. If complaint gets closed then again make a complaint. After 3 complaints onecard stopped calling me and sent me mail that they will not call for next 1 month. So just complain to RBI and pgportal.
if you don't mine can u please send me the link where i have to register complaints, please!
bro With so many loans, I don't think even after 6 months your condition will improve. Many and many people are getting debt trapped. while travelling, hearing a lot of loan agents calling for due collection.. The lower class is getting debt trapped.
for your situation i would say skip 3-month payment it wil be npa. agents will come talk with them i need 6 months or readjusted loan amount. if you can be shameless just deny any payment , for credit card dues talk with them and settle at 50%. they can't do anything.
remember that banks will only give money to those who have money. now you don't have they won't even give you to help.
Bro 30-35% is good if you want to go for settlement.
From how many months you are unable to make payment?
Credit card and loan from which banks?
Any definite time it can be paid or unsure?
Now coming to your answer the agency can't call your family or friends and if they are doing it just ask them to record the call which will help you in near future. Mail the respective banks along with number they used to call your friends and family. This might stop them but generally they call from spam numbers and not in bank records so bank will shun any responsibility but it will deter agencies to call.