[info] Credit card application process for various banks and documents required [megathread]
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What limit you got for iconia Amex?
Vu kg for efforts
Thanks bro
Informative thread…But make one correction bro…HDFC provides cc even if u don’t have savings account with them.
Info updated, its hard to get a HDFC or AXIS cc without bank account. Maybe for some they do provide without bank account, but for me and most others, its very hard.
I have pre-approved hdfc millenia offer card, but they are not even approving me for final process since March I have applied for more than 10 times, I have savings account with them since a year and more than 20k in average balance.
Have you checked your CIBIL score? As you are already pre approved then why they are rejecting your application?
CITI bank acceptance and rejection are very tricky
This. They approved me even self employed but heard many people say they reject self employed people.
Which CC is best for online shopping & transactions?
amec MRCC=2% return is best for online shopping & transactions
Please add Paisabazar instant approval.
What is that?
I want an hdfc cc. Had applied through paisabazaar in Feb but no updates on it yet.So made an insta account online last month,physical kyc still remaining. What should I do for fastest cc approval like maintaining certain balance or doing transactions?
Icici offers.
https://www.icicibank.com/campaigns/insta-loans...
I am having dinners club miles cc and recently got upgrade for HDFC millennia can anyone suggest shall I go with millennia or stick with dinners ?
Does paisabazaar spam you with calls and sms?
I have tried bankbazaar which is ok
How to apply for fk-axis card
Flipkart app or though Axis bank.
Not sms but with calls. I think they leak your details to 3rd party. Since I entered my details at paisabazaar, I am getting a lot of 3rd party calls for CC. @rohan8397
I am currently having,
hdfc regalia first with 4.32 lac limit LTF
Flipkart axis 75k limit (got through c2c)
Sbi fbb with 1.5lac limit (got through c2c)
Today applied for icici platinum c2c LTF approx 93k limit showing
Which cards can i get more! Approx 500 annual fee or ltf. Modt spends are online shopping approx 1.5 lac pa.
What is upgrade from hdfc regalia first?
upgrade to regalia only if they are willing to give you LTF.
SBI simplyClick is recommended for you, you can switch your FBB cc to simplyClick through call center. they take request on phone and deliver within a week.
If you are salaried, HSBC platinum LTF is also beneficial sometimes.
What documents for AMEX?
Now a days lot of offers are coming on BOB credit card. Select Credit Card and Premier Credit Card seems to be good and have waiver of annual fees.
Tried applying online on their side but after submitting basic details there is no communication from their side. Can anyone let me know how to apply for BOB credit card online.
Branch visit mandatory to apply BoB Credit cards.
Thanks for the info. KG 
Amex card can be apply c2c??
No bro, Amex can’t be applied on c2c. They will always ask for income docs.
Getting calls from paisabazaar for indusind pinnacle.Customer support says it’s ltf and being provided without itr but can’t trust them.Should I go for it?
You can trust them. Check if Iconia Amex can be offered for LTF, It is the best among the IndusInd cc.
Getting mails from bank bazaar for a pre-approved indusind card. Anyone has experience applying via this method?
Please check the 2nd comment of this thread
I want to apply for SBI simplyclick , so which is good paisabazaar or bankbazaar or any other site?
Both are good, if you apply through paisabazaar, you get the call for documentation the next day
Hi all
Applied for amazon icici card. Card approved and added to my Amazon account . Anyone know how to access card details not able to login in imobile app?
You should’ve saved the last screen of card approval
It has all the details about the card : Number, Expiry , CVV*
If you’re not able to login to iMobile then I guess you need to wait for the physical card to arrive (7 days*)
In my citi application, there was no address verification.
Give full details bro:
1) Your city
2) how many cards you were holding before citi application
3) How and from where you applied.
4) What they asked, documents etc.
Icici bank open FD from Imobile app , select tenure 6 months and minimum amount 20k. Enable Checkbox for apply credit card. Get free platinum credit card. No docs required.
It’s secured credit card
Hi!
I had applied for first CC – Apay ICICI and was rejected. It’s almost 8-9 months since than.
I have no credit card and looking for one . Mostly for Paying Bills , Online shopping, insurance.
Can anyone suggest good cashback card for me which needs no income proof ? I Prefer LTF card as a start. I don’t have account in most popular banks like hdfc , icici , sbi.
Card against fd seems good option? If yes which is the best and safest as fd is secured only upto 100,000 by RBI. ?
Also is it wise for opting fd card? As technically returns are less on fd and if we consider opportunity return lost of min. 1% , we end up loosing 1k on 100000 fd every year . ?
If you have good credit score (check at wishfin, bankbazaar, paisabazaar for free), then try for IndusInd.
If you don’t have any credit score, CC against FD is the only option.
Axis, SBI, BoB, ICICI provide CC against FD with 70-90% of FD amount as limit. Your credit card will get cancelled if you encash your FD. However at Axis Bank, the lein in the FD is removed after 4-8 months on basis of your payment history.
After 6 months of CC, you can start applying for other CC’s on c2c basis and cancel your CC against FD.
It is safe in all these banks. For ICICI, you can have a zero balance account with FD of 10,000 and CC limit of 9k.
For Axis min FD amount is 20k.
Axis looks like the best when it comes to CC.
I have one.. paid 25 k + gst as joining fees. I am holding this card since 3 or 4 years
Any good credit card that can be applied card to card… Good credit score and already having 4 CCs. Highest limit=80k. Latest card a month back
If anyone can help. I am not able to apply for AXIS CC online.
Should I approach bank and ask for the same.
PS : I have a AXIS account already and MAB of 20-30k 🤣🤣
If possible wait for their call.
They will offer you ltf neo or myzone
Reserved to add further info.
Paperless Bank Bazaar CC application process and review.
Applied for IndusInd Platinum on BankBazaar on 2nd June, they converted the application to IndusInd Iconia on 3rd June,
online kyc done next day 4th june and got approval mail from bankbazaar,
present status as on 10th june is application under review by IndusInd, and BankBazaar status is logged/docs verified. IndusInd email response states applicaiton is under review and will take upto 10 days from receipt date i.e 7th June.
Had to only upload Aadhar and Pan, but No income docs needed. Indusind called on 11/6, and confirmed details like work location, salary, designation and a reference. IVR says Approved on 15th. Card dispatched on 17th, delivered on 19th via bluedart.
Until recently iconia Amex was LTF and no joining fees on Bbazaar but now it shows 3500 joining fees. I got it LTF no joining fees.