Credit card application rejected without any reason

5 cards are not enough, please take 2 more cards from each banks 😂

If you have a basic SC Card then try to upgrade it to "Smart" (2%) or Ultimate (3.33%)

Bro , U Have An Icici Card, Did U Tried On Card To Card Basis For Amazon Pay Card ??

If U Have A Good Relation With Icici Savings Account... Bank Employees Can Apply An Amazon Card... 2 Years Ago My Friend Applied Through Branch And  Card Was Linked To Amazon App...

Even Having 5 Cards Utilisation Ratio Will Also Be Considered !! R U Credit Card Rotator ??

As far as i know

If you already have icici card , during application from amazon it do ask the details of the card and fetch details automatically, generate the new card without any issue.

ICICI might have rejected as you already have 3 cards with them... sometimes they do 

Tata Rejected mostly because you have no relationship with HDFC.

@imranmdji

if the verification is from Digilocker check your address on the bill that is generated on the cards that are applied from the bank and make sure it matches the same goes for all the other info phone number email id check for differences in any of your info 

if all your online applications are failing then there is a mismatch of your info in the aadhaar and the one that is with the bank change the info to the bank one so there is no mismatch

flash007 wrote:

5 cards are not enough, please take 2 more cards from each banks 😂

Five is nothing. I have 19 cards and always looking for more. Just started my CC journey in India about 2.5 years ago or else I would have many more.

Lobogris wrote:

Five is nothing. I have 19 cards and always looking for more. Just started my CC journey in India about 2.5 years ago or else I would have many more.

good to hear. 19 is also not enough.

please take 2 more cards from each banks 🤣

You've mentioned scores of credit bureaus which no one cares about

flash007 wrote:

good to hear. 19 is also not enough.

please take 2 more cards from each banks 🤣

I would be glad to if they offered it. Even 100 is not enough!

Lobogris wrote:

I would be glad to if they offered it. Even 100 is not enough!

yes 100 is also not enough, please take 2 more cards from each bank after that

flash007 wrote:

5 cards are not enough, please take 2 more cards from each banks 😂

I'm surrendering two and keeping only one from ICICI bro

suhasa010 wrote:

If you have a basic SC Card then try to upgrade it to "Smart" (2%) or Ultimate (3.33%)

I got a SCB titanium card for fuel benefits. Moreover, the ultimate card's annual fee is high. I can take a smart credit card, not sure if they would give one more as I already have one. Any other rupay on UPI rewards card?

UnderNation wrote:

Bro , U Have An Icici Card, Did U Tried On Card To Card Basis For Amazon Pay Card ??

If U Have A Good Relation With Icici Savings Account... Bank Employees Can Apply An Amazon Card... 2 Years Ago My Friend Applied Through Branch And  Card Was Linked To Amazon App...

I applied from Amazon app because it was showing some additional benefits there(1500 welcome rewards +3 months prime membership free ), but now it's showing to wait for 180 days. Not sure if they can apply I'll try calling my RM.

rusty.james wrote:

As far as i know

If you already have icici card , during application from amazon it do ask the details of the card and fetch details automatically, generate the new card without any issue.

That's the issue, it didn't ask for details of the existing card

Sudarshan61 wrote:

ICICI might have rejected as you already have 3 cards with them... sometimes they do 

Tata Rejected mostly because you have no relationship with HDFC.

Yes I'm going to close two card accounts and use only one.

But the tata one is strange, do they expect me to open a savings Bank HDFC account 🤦‍♂️

imranmdji wrote:

I got a SCB titanium card for fuel benefits. Moreover, the ultimate card's annual fee is high. I can take a smart credit card, not sure if they would give one more as I already have one. Any other rupay on UPI rewards card?

UnderNation wrote:

Even Having 5 Cards Utilisation Ratio Will Also Be Considered !! R U Credit Card Rotator ??

Hearing this term for the first time. I had one from ICICI since 5 years but during lockdown after the existing card expiry date, they sent coral as delivery failed for the old one. I upgraded to rubyx. Now I'm stuck with RPs in one and emi in the other.

suhasa010 wrote:
SCB gives more than 1 too. SCB doesn't have any rupay cards though.

I'll wait for kiwi else I'll go for SCB smart card

woodfield753 wrote:

@imranmdji

if the verification is from Digilocker check your address on the bill that is generated on the cards that are applied from the bank and make sure it matches the same goes for all the other info phone number email id check for differences in any of your info 

if all your online applications are failing then there is a mismatch of your info in the aadhaar and the one that is with the bank change the info to the bank one so there is no mismatch

Never applied C2C. For all applications I entered my new temp address. And if there is mismatch with Aadhar details, but SCB approved with same Aadhar and same temp address. 🥲

ontherocks wrote:

You've mentioned scores of credit bureaus which no one cares about

795 just checked my CIBIL, any other score banks check?

imranmdji wrote:

That's the issue, it didn't ask for details of the existing card

Which 3 ICICI CCs do you have btw? Coral Visa and which others?

imranmdji wrote:

795 just checked my CIBIL, any other score banks check?

Lower your score you will get the cards.