Need help! Credit card auto bill pay without saving account of same bank??

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Deal Cadet
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All of us having few credit cards of different banks but not having saving accounts in the same bank.
Is it possible to set auto payment via any app or other method. I am having hdfc saving account and below cc
1 Axis normal
2 Fk Axis(mine & wife)
1 Icici platium
2 Icici amazon pay
2 Sbi
1Citi
2 Hdfc(auto payment enabled)
Just charged with late fee of icici as they have not calculated refund as payment. All of ccs have diff due dates. So day by day going difficult to remember these dates and pending payments. So need an option to set auto pay

16 Comments  |  
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Cred can do auto payments I think

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You can setup reminders in cred and also allow auto payments there. But you’ll have to give access to emails to track the statements.

If you are first time user of cred, you will get flat ₹500 cashback also on first bill payment of minimum 100. Pm me for referral.

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Refund is never calculated as payment by any card issuer. It’s written in terms and conditions

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Ramta_Jogi wrote:

Refund is never calculated as payment by any card issuer. It’s written in terms and conditions

Axis bank calculates it.

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Fanil wrote:

You can setup reminders in cred and also allow auto payments there. But you’ll have to give access to emails to track the statements.

If you are first time user of cred, you will get flat ₹500 cashback also on first bill payment of minimum 100. Pm me for referral.

Using cred. My email is rediff and they doesn’t support it. Also somehow they mis calculate it like axis refunds the amount but they are still showing full amount to be payable for duedate where as in axis app there is no balance to be paid.

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mjuneja13 wrote:

Using cred. My email is rediff and they doesn’t support it. Also somehow they mis calculate it like axis refunds the amount but they are still showing full amount to be payable for duedate where as in axis app there is no balance to be paid.

Yeah even my dad has Yahoo mail. It doesn’t support that. Only integration with gmail I think.

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Check bill pay in hdfc netbanking and imobile app if u have icici account. They can serve monthly reminders I guess.

Also check with cc if u can change ur billing cycle and keep all billing cycles same.

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I pay icici, apay card bill payment through upi.

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For sbi yono app is good enough.

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Can you explain how you got charged with late fee for icici card? From whatever I know as long as you have paid the min due amount mentioned in the bill then even if total amount you paid is less than the total amount shown in the bill because of refunded amount then there shouldn’t be any late fee.

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guest_999 wrote:

Can you explain how you got charged with late fee for icici card? From whatever I know as long as you have paid the min due amount mentioned in the bill then even if total amount you paid is less than the total amount shown in the bill because of refunded amount then there shouldn’t be any late fee.

Might have been that his total amount due for that month would have been say 5K, but the refund he got would have been greater than this say 10K, so ideally he wouldn’t have paid anything; but in reality he needed to pay the minimum amount due which would have been say 250/-, hence the late fee !

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Banks have put in place a confusing and unethical  rule in place just to  charge unsuspecting and loyal users

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@ Cred Users: Is Cred tracking IDFC CCs (both normal and OneCard) via mail ? I see that it shows sync disabled for IDFC CCs even though I am allowing it; either it is not yet configured to read idfc cc bill mails properly or something else.

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guest_999 wrote:

Can you explain how you got charged with late fee for icici card? From whatever I know as long as you have paid the min due amount mentioned in the bill then even if total amount you paid is less than the total amount shown in the bill because of refunded amount then there shouldn’t be any late fee.

I didnt paid even paid the min amount. Actually the statement was generated on 5th with bill of 12k with min 600 to be paid. I got refund on 6th, so i thought now as imobile app showing zero balance i need not to pay anything. I skipped to read mail where they clearly mentioned that refund will not be calculated as payment(though axis bank consider this). When i got mail of late fee fine then i got to know about this.

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Dimer777 wrote:

Banks have put in place a confusing and unethical  rule in place just to  charge unsuspecting and loyal users

How is it confusing or unethical?
People should any terms and conditions before applying.

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