credit card bill payment app suggestion

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Deal Cadet
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what is the best app for paying credit card bill?

I have installed cred but showing your wait listed.. I can get that..

13 Comments  |  
9 Dimers
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Deal Cadet
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Phonepe, Paytm, MobiKwik.

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Deal Subedar
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your cc bank app is the best app.

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suspended
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Bro why you want to give your CC details to whole world ?

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Deal Cadet
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hiteshu wrote:

Bro why you want to give your CC details to whole world ?

he might be feeling lonely grinning

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Deal Cadet
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hiteshu wrote:

Bro why you want to give your CC details to whole world ?

only credit card number they asking not all details and phonepe, paytm are trustable

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Community Angel
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dev007 wrote:

your cc bank app is the best app.

Cred/Paytm/phonepe/mk aren’t safe?

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Community Angel
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Smiling wrote:

only credit card number they asking not all details and phonepe, paytm are trustable

Paytm – we may trust.
Phonepe is not trustable – FK suspicious evil

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Deal Subedar
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_One_Miller_ wrote:

Cred/Paytm/phonepe/mk aren’t safe?

Well his question is subjective
Overall aim is to ensure his funds reach the cc on time and ahead of time due date which is only guaranteed by his bank app and not any other app.

Cred: chances of delay in payment is pretty much there (faced it this time personally, paid sbi cc bill on 5th with last date of 6th(i know it’s my mistake) and payment happened on 8th, thus missing the due date. SBI confirmed that they are not going to charge me any late payment fee. But I have to pay hefty interest charges now on the outstanding amount which is outrageous.

Paytm/phonepe/mk are all mostly using BBPS which infact turn to be more safer than Cred.

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Community Angel
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dev007 wrote:

Well his question is subjective
Overall aim is to ensure his funds reach the cc on time and ahead of time which is only guaranteed by his bank app and not any other app.

Cred: chances of delay in payment is pretty much there (faced it this time personally, paid sbi cc bill on 5th with last date of 6th(i know it’s my mistake) and payment happened on 8th, thus missing the due date. SBI confirmed that they are not going to charge me any late payment fee. But I have to pay hefty interest charges now on the outstanding amount which is outrageous.

Paytm/phonepe/mk are all mostly using BBPS which infact turn to be more safer than Cred.

Paytm takes max 3 working days.

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Community Angel
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dev007 wrote:

Well his question is subjective
Overall aim is to ensure his funds reach the cc on time and ahead of time which is only guaranteed by his bank app and not any other app.

Cred: chances of delay in payment is pretty much there (faced it this time personally, paid sbi cc bill on 5th with last date of 6th(i know it’s my mistake) and payment happened on 8th, thus missing the due date. SBI confirmed that they are not going to charge me any late payment fee. But I have to pay hefty interest charges now on the outstanding amount which is outrageous.

Paytm/phonepe/mk are all mostly using BBPS which infact turn to be more safer than Cred.

Phonepe/mk allows payment by DC/INB ?

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Deal Newbie
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Cred is one of the most rewarding apps. All of the apps above mentioned I suppose carry equal level of security as they are all compliant of banking regulations.

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Deal Cadet
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I will recommend you to pay bill with bank own app or use NEFT (most bank accept NEFT as card bill payment mode) and it gets credited within 1 working day (most of the time on same day)
Note: I am paying ICICI bill with iMobile app and HDFC bill thru NEFT (via ICICI bank). Payment is being credited same day.

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