Credit Card Bill Payment reflection delay

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vicky191in310

Why is it that when we pay credit card bill sometime it gets reflected instantly,sometimes it take 2-3 days

I paid partial bill for hdfc credit card via Paytm,it got reflected instantly,while paid some amount via idfc net banking it is not reflecting even after 36 hrs

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Depends on settlement system used by banks, like Imps, neft etc.

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tappukepapa wrote:

Depends on settlement system used by banks, like Imps, neft etc.

So it's better to pay 5 days before the due day atleast,even using the same payment medium the credit reflection varies.

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vicky191in310 wrote:

So it's better to pay 5 days before the due day atleast,even using the same payment medium the credit reflection varies.

Always pay before due dates, to avoid any kind of charges due to delay or failed payments.

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vicky191in310 wrote:

So it's better to pay 5 days before the due day atleast,even using the same payment medium the credit reflection varies.

Not like that  I paid my icici credit card bill from paytm and cred reflected instantly and axis from paytm took 4 hours from paytm and 5mins from cred and hdfc from paytm reflected in 5mins and from cred reflected instantly

I understand that if we pay credit card bills from same bank account application it reflect instantly

First we analyse which app take less time to get reflected then choose wisely when to pay the credit card bills

I usually pay bills on the same due date

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Siva1Bopparaju wrote:

Not like that  I paid my icici credit card bill from paytm and cred reflected instantly and axis from paytm took 4 hours from paytm and 5mins from cred and hdfc from paytm reflected in 5mins and from cred reflected instantly

I understand that if we pay credit card bills from same bank account application it reflect instantly

First we analyse which app take less time to get reflected then choose wisely when to pay the credit card bills

I usually pay bills on the same due date

I use idfc net banking to earn points for credit card bill payment ,for last two months the amount got credited to axis and ICICI credit card within 4 hrs,but this month I paid first time for hdfc, and it's not getting reflected in 36 hrs.

Hunk Hunk
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vicky191in310 wrote:

I use idfc net banking to earn points for credit card bill payment ,for last two months the amount got credited to axis and ICICI credit card within 4 hrs,but this month I paid first time for hdfc, and it's not getting reflected in 36 hrs.

Which platform gives Points to earn for CC Bill payment through IDFC Net Banking? @vicky191in310

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satraghav wrote:

Which platform gives Points to earn for CC Bill payment through IDFC Net Banking? @vicky191in310

IDFC Netbanking gives 250 points/month for the first bill paid during the month
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