Credit Card Collection
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I have 7 credit cards. I have built credit card portfolio for cashback since 2021. I have good credit score and 5 cards are Lifetime free. My monthly spends approx 20k, mostly online. Next month I will travel by flight once a month, looking for travel benefits. Any best travel card under 3k annual fees? Any other card suggestions?
- SBI Cashback, LTF - for all online spends (1.8 lakh limit)
- AXIS Airtel - for utility bills, food delivery and grocery (58k limit)
- Indusind Legend LTF - BOGO movie offer and lounge (1.4 lakh)
- Swiggy HDFC - Food, dining and online spends (75k shared limit)
- HDFC Tata neu plus, LTF - for Rupay UPI spends and lounge
- ICICI Amazon, LTF - for instant discount offer on ICICI (1.2 lakh)
- YES BANK SELECT, LTF - Visa BOGO movie and concierge (1.02 lakh)
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Main har card ka full payment time pe karta hu, credit score accha hai. SBI ko request kia LTF karne ke liye. Toh valuable customer ke liye itna kar hi sakta hai bank.
I used SBI card for 1.5 years and spent 7k every month. After that SBI made it LTF
AU credit cards are not available in my PIN code. Amex credit cards not accepted by most shopkeepers in my city. Club Vistara will be merged with Air India flying returns, so Vistara credit card might be converted into Air India cards.
I am getting Axis Atlas pre approved, but Axis bank is evil bank who kills credit card with devaluation.
I have a total of 6 cards. I started building my card portfolio from 2022. I had applied Axis Neo, which is LTF, in March this year, and got the card approved with more than 1Lakh Limit. I'm thinking of applying Axis Neo or Axis Ace... Can you please tell me which one should I apply? Chances of approval? LTF Possible??
Please Share Your Views and Experience!!! Thank You 🙏🏼
Thanks everyone for the discussion
Bhai sbi cashback LTF kaise mila?