credit card

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Talk-Of-The-Town
soyourav
Is there any harm in giving fake details in credit card application..like monthly income / job details / business details?  Recently I tried getting sbi card and the executive himself suggested me to give business details as owner of a reputed franchise near my address. What should I do?
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They always does this, it's ur choice whether to go ahead, their target is important for agents

Deal Captain Deal Captain
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If the details are inconsistent for each card applied, then it will hit credit score.


The other issue I could think of is when the bank pulls your credit score for loans/cards, they can easily see that you lie and misguide banks if the details are too inconsistent. That may impact their decision of sanction, amount, interest, if it was seen as a risky bet.

Talk-Of-The-Town Talk-Of-The-Town
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Ok, so these are ur assumptions or u are pretty aware of the facts u just mentioned?
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Pro Entertainer Pro Entertainer
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I got all my cards after increasing annual salary in application. Other details are genuine like office and home address.

Talk-Of-The-Town Talk-Of-The-Town
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Update: even after vkyc plus aadhar consent given, when I received the final call from Gurgaon I told them 'i didn't fill the form myself it was filled by the executive but because of my mistake i couldn't check the from properly. Later I found the occupation given is wrong and some part of my address has spelling mistakes. So please cancel the form and I will apply again later with proper details.'

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Well you choose truth part, good for you

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Talk-Of-The-Town Talk-Of-The-Town
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Update: Inspite of requesting them to cancel on verification call today i received a call from address verification person. I told him that I already asked them to cancel. He disconnected the call immediately. Don't know what to expect next!

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