credit card emi discount - doubt
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credit card emi discount (exclusive on emi only) availed at the merchant on online amazon/flipkart.
Now before statement generating, if I call them and ask to convert to full payment (As merchant emis are convertible to full payments without any fees/charges), that discount will not be adjusted in final amount right (i will get
full_amount – discount_on_emi).
eg : current citi offer on amazon.
with w/o No cost emi.
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And this charges on pre-closing an EMI changes from bank to bank. Some banks like ICICI, HDFC don’t charge for pre-closing, but I remember YesBank charging some percentage. So better check with respective bank before deciding on any.
I think 2% or 200 whichever is higher processing fee and 3% pre closure charges applicable(Citibank). GST additional. 
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Yes, the discount will not be adjusted. But you will not earn any rewards on cancelled EMI transactions.