https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9207055
Amazon ICICI, Flipkart Axis, Hdfc Millenia.
I will suggest applying for only ltf cards
Credit card for first time
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Thank you for your time in opening the post
Namaskar,
I don't have complete knowledge on credit cards. I have to get one which I wanted to use mostly for cashbacks for online purchases.
I don't have Amazon icici or even fk axis card as of now , i don't own a credit card till date.
Can you please suggest some of the credit cards to apply for with good benefits like LTF and any welcome benefits.
AND
It's really appreciated if you can share a link to knowledgeable thread/any resource where we dimers have discussed about credit cards .
Have a great time , thanks for every comment down here in this post
Namaskar,
I don't have complete knowledge on credit cards. I have to get one which I wanted to use mostly for cashbacks for online purchases.
I don't have Amazon icici or even fk axis card as of now , i don't own a credit card till date.
Can you please suggest some of the credit cards to apply for with good benefits like LTF and any welcome benefits.
AND
It's really appreciated if you can share a link to knowledgeable thread/any resource where we dimers have discussed about credit cards .
Have a great time , thanks for every comment down here in this post
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https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9207059
Fk axis was like coming soon in fk app, kg+
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https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9207101
1.Apply all ltf
2. Not all You apply You will get approved
3. The ones You get will be free and ltf and then use it
4. Among paid get the ones fyf liek sbi cashback
https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9207120
If you don't have a loan or credit line, don't apply Amazon ICICI or Fk axis it will be rejected.
Better to start with secured card with current savings bank or Onecard,or try for pre approved offer if available with current bank account.
https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9208016
Also you can apply idfc for LTF
https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9208714
Apply for HSBC, AU, Standard chartered first..as they are strict when you have multiple cards already..
https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9208826
Now some trick of the trade:-
1. yes apply for Standerd charter LTF first as they want no history of query for 6 month ;may count IDFC too in that league
2.apply for au free saving a/c first before applying for credit card as they too are weird and wont give u saving a/c if u have au credit card
3.ICICI wont give u platinum if u get amazon pay and block all icici bank offer for amazon pay card holder (though the same is now possible due to now popular expression trick but like all trick that too be closed ), never take icici-MMT as in near future the seclusion of amazon card from ICICI offer may extend to all cobranded card
4.SBI cashback is the best online card and only card worth having SBI , they dont have any LTF but FYF cashback card
5.from indusind take easydiner LTF over league LTF , there is seperate thread on it
6.take useless bank card kotak/yes/rbl/onecard later
7. among PSU bank BOB lead with benefit , also PNB have random swiggy offer
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https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9209394
Which bank you have your account?
https://www.desidime.com/discussions/credit-card-for-first-time?page=1#post_9211814
Hdfc salaried
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1.Apply all ltf
2. Not all You apply You will get approved
3. The ones You get will be free and ltf and then use it
4. Among paid get the ones fyf liek sbi cashback
If you don't have a loan or credit line, don't apply Amazon ICICI or Fk axis it will be rejected.
Better to start with secured card with current savings bank or Onecard,or try for pre approved offer if available with current bank account.
Apply for HSBC, AU, Standard chartered first..as they are strict when you have multiple cards already..
Now some trick of the trade:-
1. yes apply for Standerd charter LTF first as they want no history of query for 6 month ;may count IDFC too in that league
2.apply for au free saving a/c first before applying for credit card as they too are weird and wont give u saving a/c if u have au credit card
3.ICICI wont give u platinum if u get amazon pay and block all icici bank offer for amazon pay card holder (though the same is now possible due to now popular expression trick but like all trick that too be closed ), never take icici-MMT as in near future the seclusion of amazon card from ICICI offer may extend to all cobranded card
4.SBI cashback is the best online card and only card worth having SBI , they dont have any LTF but FYF cashback card
5.from indusind take easydiner LTF over league LTF , there is seperate thread on it
6.take useless bank card kotak/yes/rbl/onecard later
7. among PSU bank BOB lead with benefit , also PNB have random swiggy offer