credit card for inshop offline use

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Deal Cadet
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So 90% of purchase i do is online and is happy with amex cards, for small shop i do amex→paytm
The story goes fine in delhi
But
If i have to visit for work in some small town or tourist place they simply never heard of amex and dont want paytm ,
So which wud be best free/ voucher ckmpenstated card in such scenerio ,
I also tried tata cards but all they give is croma voucher and there 3x critation is hard to understand
Min. Return i need is of 3.5% as given by my amex card , target are shops in airports of small town and restaurant with visa/master/rupay

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Small towns and villages accept RuPay card or UPI.

Visa and Mastercard also accept in small towns but RuPay card accepted in more POS machines Compare to visa/mastercard.

Recently Visa and Mastercard make its network interoperable in India, Calling it the ‘network-of-networks’ strategy.

“In ‘network-of-networks’, the transaction can start on one network and end on a different one. And for Visa/mastercard the priority is that a user should be able to use their preferred payment service at whatever terminal and acceptance point whether domestic or internationally seamlessly,"

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abhishek012 wrote:

Small towns and villages accept RuPay card or UPI.

Visa and Mastercard also accept in small towns but RuPay card accepted in more POS machines Compare to visa/mastercard.

Recently Visa and Mastercard make its network interoperable in India, Calling it the ‘network-of-networks’ strategy.

“In ‘network-of-networks’, the transaction can start on one network and end on a different one. And for Visa/mastercard the priority is that a user should be able to use their preferred payment service at whatever terminal and acceptance point whether domestic or internationally seamlessly,"

Nice , but i need at least 3.5% return on payment

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demerius2020 wrote:

Nice , but i need at least 3.5% return on payment

Even Amex does not give 3.5%, 3.5% is way too high, premium cards like DinersBlack or Infinia do not give
Try BoB Eterna Card

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caks2006407 wrote:

Even Amex does not give 3.5%, 3.5% is way too high, premium cards like DinersBlack or Infinia do not give
Try BoB Eterna Card

here is the maths for 3.5%

consider amex redemtion Amazon e-voucher worth Rs. 7,000
points needed=18000 (18K gold collection redemtion)
bonus=12000(swapping( 1000×4 )/month )+ 2000(joining bonus)=14000
regular points=(4000/50)x12=960
points needed=18000-14000-960=3040
spent needed for 3040 points=152000
profit=(7000/(152000+(4000×12)))x100=(7000/200000)x100= 3.5%

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