Credit card on fixed deposit

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Deal Cadet
TheunofficialPM

Suggest me best credit card against fixed deposit.
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Hunk Hunk
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for instant and hassle free issuance from home, icici fd card with ‘icici platinum card=0 fee’ is not that bad. for reward points simply click is best.

Deal Cadet Deal Cadet
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ZNZ wrote:

for instant and hassle free issuance from home, icici fd card with ‘icici platinum card=0 fee’ is not that bad. for reward points simply click is best.

Can we have the chances of getting approval of amazon icici if we opt for icici coral credit card against fd?

Hunk Hunk
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TheunofficialPM wrote:

Can we have the chances of getting approval of amazon icici if we opt for icici coral credit card against fd?

low chance of getting insta approved for amazon icici card if you hold secured icici card.

For higher chance of getting amazonpay icici :-
1. Take one secured cc from another bank . (like sbi’s simplyclick)
2. Approach icici and apply for a credit card on card-to-card basis.
3. That way the icici card will be a unsecured card.
4. Use that card and don’t miss any payments for at least 6 months.
5. Open amazon app and apply for amazon icici card. there’s 90% chance your card will be insta generated.

Disclaimer:- I got to know about this method from one of my friend. I have no first hand experience. But in his case this worked without any issue.

Deal Cadet Deal Cadet
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ZNZ wrote:

low chance of getting insta approved for amazon icici card if you hold secured icici card.

For higher chance of getting amazonpay icici :-
1. Take one secured cc from another bank . (like sbi’s simplyclick)
2. Approach icici and apply for a credit card on card-to-card basis.
3. That way the icici card will be a unsecured card.
4. Use that card and don’t miss any payments for at least 6 months.
5. Open amazon app and apply for amazon icici card. there’s 90% chance your card will be insta generated.

Disclaimer:- I got to know about this method from one of my friend. I have no first hand experience. But in his case this worked without any issue.

For card to card basis,what are the requirements of icici?

Hunk Hunk
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TheunofficialPM wrote:

For card to card basis,what are the requirements of icici?

I don’t know. contact your local branch.

Deal Subedar Deal Subedar
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TheunofficialPM wrote:

For card to card basis,what are the requirements of icici?

Minimum 75k limit should be there on your existing card verified in axis/induslnd

Deal Cadet Deal Cadet
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rockingneo wrote:

Card statement and basic kyc . That’s it.

How many months of card statement? and each month should have left with 75k or more credit limit? or we should have 75k or more in the present period

Deal Subedar Deal Subedar
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Doesn’t matter but it must not be like used full limit showingyou as credit hungry. It is okay if your available limit is within 50%

Deal Cadet Deal Cadet
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ZNZ wrote:

low chance of getting insta approved for amazon icici card if you hold secured icici card.

For higher chance of getting amazonpay icici :-
1. Take one secured cc from another bank . (like sbi’s simplyclick)
2. Approach icici and apply for a credit card on card-to-card basis.
3. That way the icici card will be a unsecured card.
4. Use that card and don’t miss any payments for at least 6 months.
5. Open amazon app and apply for amazon icici card. there’s 90% chance your card will be insta generated.

Disclaimer:- I got to know about this method from one of my friend. I have no first hand experience. But in his case this worked without any issue.

I have both SBI simply & ICICI platinum credit (secured) will I get pre-approved amazon pay icici credit card?

Deal Cadet Deal Cadet
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For more reward points, & frequent bank discounts, go with SBI simply click. But this card comes with annual fee 499+ GST. Prefer this card only if you shop online & can cover up annual fee by earning reward points. Minimum FD required 25K. If you are newbie just want build CIBIL score & random discounts 10% apply for ICICI platinum credit which life time free card. Minimum FD 10K.

Deal Cadet Deal Cadet
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Mufasa wrote:

For more reward points, & frequent bank discounts, go with SBI simply click. But this card comes with annual fee 499+ GST. Prefer this card only if you shop online & can cover up annual fee by earning reward points. Minimum FD required 25K. If you are newbie just want build CIBIL score & random discounts 10% apply for ICICI platinum credit which life time free card. Minimum FD 10K.

Sbi simply click takes 10 days to deliver while icici is instant

Deal Cadet Deal Cadet
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TheunofficialPM wrote:

Sbi simply click takes 10 days to deliver while icici is instant

Yes, sometimes even more than 10 days. SBI officially does not offer credit card against FD hence, we cannot apply sbit card against FD online. You have to either apply from branch or through SBI customer care.

Deal Cadet Deal Cadet
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Mufasa wrote:

Yes, sometimes even more than 10 days. SBI officially does not offer credit card against FD hence, we cannot apply sbit card against FD online. You have to either apply from branch or through SBI customer care.

I know that is why sbi has high latency

Deal Newbie Deal Newbie
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Axis My zone credit card on fixed deposit.

Missing