Credit card query

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Last Comment 2023-03-15

third.i.fina...

2023-03-14

If my credit card limit is 50k , and i want to buy for 60k , can i pay 10k and then purchase it ??

Will i be charged for it citing OVER LIMIT CHARGES ??

Will overlimit be applied if i just go over limit ?

If i pay 10k more and credit limit now becomes 60k and i use 60k , will this also be called as over limit ? or not ?

Asking for axis card but i would like to know about all banks cards.

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https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152047

third.i.financial.advisors

2023-03-14

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@guest_999 @guest_999

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152052

caks2006407

2023-03-14

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60K in single txn or multiple?

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152182

third.i.financial.advisors

2023-03-15

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single ..

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152061

irajnish

2023-03-14

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You can't make a single transaction of 60k even after over paying.

Pay remaining 10k with voucher and 50k with card.

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152181

third.i.financial.advisors

2023-03-15

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thankyou ...

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152083

Kochiro

2023-03-14

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you can in sbi and icici, not tried in others.

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152183

third.i.financial.advisors

2023-03-15

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do they charge extra ?? how do u do it ??

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https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152276

UnderNation

2023-03-15

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Some Cards Support Over Limit With Some Charges..

For Idfc Charges 2.5% Of The Over Limit Amount, We Have To Enable Over Limit Permission In App

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152396

Xhaster

2023-03-15

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Earlier I shopped for 70k with my 30k axis limit by paying in advance.

Like shopped for 20k in one go and then transferred 20k and again shopped for 27k and then transferred the same amount.

Didn't charged overlimit fees though.

Also not paid more then the limit in one go.

https://www.desidime.com/discussions/credit-card-query-93cbca76-4739-4917-90d2-e068db31011a?page=1#post_9152720

UnderNation

2023-03-15

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Over Limit Means , When Credit Limit Is Exhausted...

Simply Pay , Add , Pay , Add Is Not Over Limit pray I My Self Do Like This Only.

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