Credit Cards On "Card To Card" Basis
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Update – I asked for higher variant of LTF yes bank card & they said that I am eligible for yes prosperity edge card (card on card basis with my axis bank card of 1.5l limit), they refused for yes first preferred saying it requires minimum limit of 3lac for card on card.
Interestingly I asked for fraud related policy of yes bank cc & she had no idea whatsoever about it. She was promoting some paid card protection insurance of yes bank worth 1749rs. !!!!
How is cc department of yes bank in case of fraud happens? What is there fraud related policy? (Suppose some fraud transaction happens in my cc worth 25k & i report to them afterwards, who have to pay those 25k? )
I agreed for prosperity edge card, card on card basis. She told me they required past 2 statement of axis bank, pan card, adhar card, photo. She didn’t asked for card photocopy.
We can disable international transactions on Yes ban cards. For online domestic transactions, otp comes to phone only and not email, so less chances of some body hacking i guess. Other than that I don’t have much information
I got.20% Limit in my Yes CC against my HDFC regalia card….
While for the same Hdf card, IndusInd have 100% Credit limit.
IndusInd-Which variant obtained on C2C basis? And what annual charges, if any? Applied thru branch/BB/other mode? Kindly do share your experience…
I feel these ppl are seriously averse to varying joining fee…probably bcoz banking policy is strict about deviations
In my opinion paying entire amount before statement date is very good practice if you want to leave amount for paying before due date leave only 10% if you are doing this even 200% utilization is only good for you leaving more than 30% after statement date is not good for CIBIL score
always keep in mind cibil updates data evey 90 days not every month
check point number 2
1. March to May 2.June to august 3.September to november 4. December to february
I guess that is incorrect.
The “every 90 days” is just to say you could get your 4 credit reports evenly spaced out over a year’s time and NOT to mean that the report itself would only be updated every 90 days.
Anybody has axis bank credit card department’s toll free number or email address?
I have axis LTF card but want to increase limit by submitting salary slip.
You can call axis phone banking number no separate number for credit card
Duh
any new updates of c2c basis
Update – I received yes prosperity edge credit card with limit of 1 lac on c2c basis on my axis card (with limit of 1.5 lac).
Query – In this card they have written that if I spend more than 7500rs. on retail spend then I am eligible for 1500 reward points. What do they mean by retail spend? Where I can use it to get those 1500 points. I usually spend my card online only.
They offered me life time free credit card, however the kit which I received doesn’t mention anything about it. Where to check for it ?
1. Retail spends offline spends online spends all are same
Basically other than cash withdrawal etc.
2. Reward points can be redeemed for gift vouchers, ticket booking
3. Email yes cc team to ensure & get confirmation that your card is lifetime free
.
PS: Yes bank recently launched referral scheme. You could have got 2000 points extra.
Now apply for add-on cards to get more points
Enroll bills for yes pay & get bonus points. Points gets credited only after first payment of such bill, you may remove later post first payment.
can someone name some axis bank credit cards which can be issued based on fd (along with adhaar and pan card )
P: I m student
How much money do you have why you need axis cc there are many good cards available against fd like Yes First preferred
and for the sake of cred card please dont show you are student
Read from other card blog comments. I have a unsecured one.
My sbi cc reached its limit so card got blocked what to do now cc doesn’t have any clue
Just pay the current outstanding (say using SBI net banking, IMPS) etc, say PARTIALLY… Limit will get reinstated to that extent (almost immediately I would guess)…
Btw, reaching 100% utilization can adversely affect CIBIL Credit Score…
My card is unsecured card no fd
Got SBI SimplyClick on Card to Card Basis.
Which Card u used to get it ?
I am not working… Can i apply for a credit card based on sbi debit card…
I dont have any ITR or payslip
Do HDFC and ICICI provide credit card on C2C basis? Anyone has any experience?
yes you can apply for both
Thanks. Can you please guide me through whom should I apply? Directly on the bank website or through third party such as bankbazaar?
Thanks. Can you please guide me through whom should I apply? Directly on the bank website or through third party such as bankbazaar?
can citibank credit cards be applied on card to card basis? if yes, how?
I have 2 cards
Reward and oil card
After 6 months and based on previous payment history new card will be given
Can I apply for ICICI Jet Sapphiro on C2C basis?
wow, that looks like a fantastic card . I noticed, the no is not printed on the card . is this how premium cards are being designed these days? Without the card no? It’d be much secure too that way, isn’t it?
I’m planning to get ICIC Platinum Visa credit card (free).
I am a self-employed freelancer. I have an existing HDFC credit card with very good limit.
Can I get this ICICI credit card without ITR? On card-on-card basis?
I can only provide HDFC credit card statement and postpaid mobile bill as address proof. No Aadhaar, no local voter card, no driving license. I do have HDFc bank statement as address proof.
if u want card to card base icici credit card then they need 1 proof, pan card, statement, photo graph
Does axis bank offers cc on c2c basis? I want apply for axis flipkart card. But my employer is giving me salary certificate & not salary slip, which axis bank is denying to accept…
No
Need help with getting my next cc, existing card is citi paytm first with 25k limit. Applied IndusInd Iconia Amex through BankBazaar, under review by the bank. Looking for a card with good milestone rewards like SBI prime or simplyclick with atleast 1% CB.HDFC, SBI, and what all CC can I apply on c2c basis at my limit?
Or you suggest waiting.
You applied for IndusInd iconia on Card 2 card basis?
I think you can try to apply for HDFC and SBI CC on card 2 card basis.
Also can Freedom CC be upgraded to other variant?
Yes, if you have HDFC savings account you may get the upgrade offers.
i have a diners black secured against fd. can i get any card on c2c basis with this card?
Yes, you can.
Anyone applied for Sbi Simplyclick cc based on Existing FD based cc of any other bank having limit above 30k and that cc has been used for more than 6 months.
I have read in various posts that Sbi Simplyclick cc can be applied based on Card to Card process with above mentioned criteria and good cibil score (750+). I want to know that how to apply for Sbi Simplyclick cc based on Card to Card process? Whether through offline mode (Branch or Agent) or online mode?
And in this Card to Card to process whether details like occupation (salaried or self employed, work address) and income details,etc have to be provided?
following ..
Peek-a-boo!
Welcome, after long time.
Can we apply for ICICI cards on card-on-card basis? Any agent no?
I already have the ICICI Amazon Pay credit card and I want the LTF ICICI Platinum Chip Visa credit card for occasional Flipkart offers. Tried talking to icici customer care, not helpfu. I applied on the icici website using both salary & self-employed option, both showed me “sorry, we cannot process your application” at the end.
I have HDFC & Amex cards with very good limits.
Visit a local branch.
Talk to cc agent in Branch.
Does “upgrading” an existing CC, do a cibil hard hit ? also will there be a new credit line in the full report or will it simply show under the same card ?
New card replaces old card.
Again, cibil hit depends on Bank
Could somebody share some info when we get joining gift card in case of sbi prime. I received my first bill and paid that but still no SMS related to the sbi prime 3000 gift card.