Hot Deal Credit Cards On "Card To Card" Basis

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Name few basic credit cards which can be applied through “card to card” basis and also mention the minimum limit required in our existing credit card to apply for one ?

P.S: No ITR and salary slip

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jambui wrote:

You were saying diff thing in last post.

“Also, the credit limit on the new card depends on the variant of the new bank card you applied for.”

Maybe SBI & other banks do things differently at your place of residence. I reside in a small town. It has taken me over 6 years to get my hands on the first SBI card here only because “My place of residence was not serviced by SBI!” I still cannot choose AMEX or even a YES Bank credit card. RBL doesn’t service my location, nor does HSBC. Limited to HDFC, ICICI and now SBI " the credit limit on the new card at my “village” (lol – smh) depends on the variant of the new bank card you applied for".

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samisam093 wrote:

How?cn i apply for iti m currently persuing my B.TECH degree…cn i get a credit card???

Almost all unsecured credit cards require you to have employment details whether self-employed or salaried.

Instead, take a secured credit card with FD of 25K+. Apply @ ICICI Bank. It’s called Platinum credit card. Clear your Total amount due every month and not just the minimum amount due. That is to say, do not revolve credit. Use it for a year at-least and then you can apply for an unsecured credit card. In the meantime, open a savings account with HDFC bank also – they issue unsecured credit cards without much hassle provided your past track record has been clean.

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Ramta_Jogi wrote:

Amex cc requires 12L/year salary or at-least 4.5L/year even for their base card.

Amex shd understand, why would amex is needed 12L salary guys… Amex is needed for 12k salary guys https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

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Ramta_Jogi wrote:

Amex cc requires 12L/year salary or at-least 4.5L/year even for their base card.

Amex shd understand, why would amex is needed 12L salary guys… Amex is needed for 12k salary guys biggrin lol

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dealgraber wrote:

all in all https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif @A2Zdeals

but when will i get Amex cc for 12k salary https://cdn2.desidime.com/assets/textile-editor/icon_cry.gif

Try applying for Amex Payback card through paisabazaar or bankbazaar, you will get it mostly

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dev007 wrote:

Try applying for Amex Payback card through paisabazaar or bankbazaar, you will get it mostly

any bank will offer a new credit card without verifying the address and other documents if you already have a existing cc with them ?

I have one icici platinum cc, few days back i got a call from icici, they said i am eligible for ferrari cc, they are dispatching the cc and i will get it with in 10 to 15 days, i said ok sad

Now i really don’t know if they were any third party agency or really from bank

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The platinum card is free. Ferrari has an annual fee.

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dev007 wrote:

Try applying for Amex Payback card through paisabazaar or bankbazaar, you will get it mostly

AMEX PayBack Card has been discontinued

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Ramta_Jogi wrote:

AMEX PayBack Card has been discontinued

https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif since when..? I got one sometime back this year
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Tejaa wrote:

any bank will offer a new credit card without verifying the address and other documents if you already have a existing cc with them ?

I have one icici platinum cc, few days back i got a call from icici, they said i am eligible for ferrari cc, they are dispatching the cc and i will get it with in 10 to 15 days, i said ok sad

Now i really don’t know if they were any third party agency or really from bank

Such things usually happens with agencies who have targets or commission for card approvals, they usually won’t do any address verifications as such and will tell you that its done, recently shared aadhaar, pan and a photo to such agency (yeah chances of misuse are there though) and got SBI card in a week

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Tejaa wrote:

any bank will offer a new credit card without verifying the address and other documents if you already have a existing cc with them ?

I have one icici platinum cc, few days back i got a call from icici, they said i am eligible for ferrari cc, they are dispatching the cc and i will get it with in 10 to 15 days, i said ok sad

Now i really don’t know if they were any third party agency or really from bank

Did you just say you are getting the card without even submitting not even single document..? I never got such calls I believe

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dev007 wrote:

Did you just say you are getting the card without even submitting not even single document..? I never got such calls I believe

They said “you have a upgrade offer on your existing CC”
I said “can i keep both”
They said “yes you can keep both”, then they told me my address and said we are going to dispatch it here means they already have my address

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Tejaa wrote:

They said “you have a upgrade offer on your existing CC”
I said “can i keep both”
They said “yes you can keep both”, then they told me my address and said we are going to dispatch it here means they already have my address

I believe bank will not give you any new card without following the normal procedures (that might be a violation I guess) so assuming some agency closeknit with the bank officials might have done the processing mimicking all your documentation themselves including your signatures from your pan card or their records

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Recently I got Hdfc diners credit card , they told me to avoid annual fee, you have to pay any utility bill, that includes if I can pay my parents icici 3 monthly bill for this, and did I am eligible to any 1st time offers, I haven’t started using till now, and they didn’t send any vouchers

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dev007 wrote:

I believe bank will not give you any new card without following the normal procedures (that might be a violation I guess) so assuming some agency closeknit with the bank officials might have done the processing mimicking all your documentation themselves including your signatures from your pan card or their records

Or may be that agency simply have submitted a normal application to bank, now its upto bank whether they gonna approve or not after full verification, i meant they might have faked the part about dispatching the card with me but then one thing is killing me is they also knows which variant card i have including my address, or may be they were really from bank ? lol i am confusing myself and you too lol

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Tejaa wrote:

any bank will offer a new credit card without verifying the address and other documents if you already have a existing cc with them ?

I have one icici platinum cc, few days back i got a call from icici, they said i am eligible for ferrari cc, they are dispatching the cc and i will get it with in 10 to 15 days, i said ok https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Now i really don’t know if they were any third party agency or really from bank

yes ( they already done all process when they issue first credit card, this is simple upgrade,)

call bank CC for verification of upgrade

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@GoogleCA
@A2Zdeals

I had applied for IndusInd ICONIA Amex….
But they send me a VISA version….

Have raised complaint ….. but seriously poor work by IndusInd — didnot even care enough to chk whats filled up in form… they even Goofed-Up in the Office address… Could not even copy properly from my Business Card.

Should I now convert it to Dual Variant ( Keep VISA + get AMEX) or, cancel VISA & keep AMEX only ???

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sifar wrote:

@GoogleCA
@A2Zdeals

I had applied for IndusInd ICONIA Amex….
But they send me a VISA version….

Have raised complaint ….. but seriously poor work by IndusInd — didnot even care enough to chk whats filled up in form… they even Goofed-Up in the Office address… Could not even copy properly from my Business Card.

Should I now convert it to Dual Variant ( Keep VISA + get AMEX) or, cancel VISA & keep AMEX only ???

Tagging @A2Zdeals @GoogleCA properly

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esakkiraja wrote:

Got HSBC platinum visa card life time free without income proof documents in against of ICICI credit card statement.

The same for Citi rewards card , got against with Hdfc statement.

How ? I want to make HSBC card, on card to card basis.@esakkiraja

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sifar wrote:

@GoogleCA
@A2Zdeals

I had applied for IndusInd ICONIA Amex….
But they send me a VISA version….

Have raised complaint ….. but seriously poor work by IndusInd — didnot even care enough to chk whats filled up in form… they even Goofed-Up in the Office address… Could not even copy properly from my Business Card.

Should I now convert it to Dual Variant ( Keep VISA + get AMEX) or, cancel VISA & keep AMEX only ???

1. Get dual variant without worry for cibil, both cards share same limit, you have to bifurcate among two
2. Raise it to cc desk via email, then send same email to nodal desk citing all facts for speedier resolution

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sifar wrote:

@GoogleCA
@A2Zdeals

I had applied for IndusInd ICONIA Amex….
But they send me a VISA version….

Have raised complaint ….. but seriously poor work by IndusInd — didnot even care enough to chk whats filled up in form… they even Goofed-Up in the Office address… Could not even copy properly from my Business Card.

Should I now convert it to Dual Variant ( Keep VISA + get AMEX) or, cancel VISA & keep AMEX only ???

Mumbai or some other place ?

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A2Zdeals wrote:

1. Get dual variant without worry for cibil, both cards share same limit, you have to bifurcate among two
2. Raise it to cc desk via email, then send same email to nodal desk citing all facts for speedier resolution

Bifurcation of Credit Limit is in Our Hand?? I think they just distribute 50% each ?

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Ramta_Jogi wrote:

All of the aforesaid banks accept card to card basis – Apply through agent/personnel instead of online/customer care representative.

All SBI cards can be applied on that lines as well. I have an SBI Prime on C2C basis against HDFC Regalia.

Also, the credit limit on the new card depends on the variant of the new bank card you applied for. For example, had I applied for SBI simply save credit card against Regalia, I’d have got around 1L – 1.5L card limit as that is the uppermost slot of Simply Save variant. To get higher credit limit on C2C, apply for a higher variant from SBI (in this case) or ICICI as per your query.

I want to apply for sbi Credit Card i received call from sbi many times but sometimes they say they are sending someone to collect documents , sometimes they say you have to courier it ,
My city is not listed in sbi card site
Can I approach my branch for credit card on card to card basis?
@Alpha.Barood @rajrocks @A2ZDeals @GoogleCA @sjsg792

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drupal wrote:

I want to apply for sbi Credit Card i received call from sbi many times but sometimes they say they are sending someone to collect documents , sometimes they say you have to courier it ,
My city is not listed in sbi card site
Can I approach my branch for credit card on card to card basis?
@Alpha.Barood @rajrocks @A2ZDeals @GoogleCA @sjsg792

Yes I did same and got card

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