Credit/Debit cards that give reward points or cashback on wallet loading
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Which credit or debit cards give either reward points or cashback or any other thing on wallet loading currently?
AMEX MRCC gives 1000 rewards points for 4 times loading of Rs.1000 (Rs.1500 from April 2021).
What are the other cards anyone is aware of?
Amazon Pay ICICI Bank Credit Card – 1% Cashback (Thanks @sravz86)
Paytm First CITI Credit Card – 1% Cashback (Thanks @Swagger18)
IDFC Credit Cards All Variants – 1.5% Cashback (Thanks @Swagger18, @guest_999)
IndusInd Iconia Amex Credit Card – 1.5% Cashback on Weekdays, 2% Cashback on Weekends (Thanks @deep_)
IndusInd Pinnacle Credit Card – 1.5% Cashback at Paytm, PayZapp, Yespay | 0.7% Cashback at Airtel, PhonePe (https://www.desidime.com/discussions/best-credi..., Thanks @ManojSingla)
HDFC Millenia Credit Card & Debit Card – 1% Cashback (Thanks @Seinfeld)
Bank of Baroda Select Credit Card – 1.25% Cashback |1000 Reward Points on 5 Transactions of Rs.1000 per month (Thanks @ssgrocker)
Standard Chartered Ultimate Credit Card – 5 Reward Points on Rs.150 (3.33%) (Thanks @Ramta_Jogi )
Thanks. Added to the OP.
Checkout this thread bro. https://www.desidime.com/discussions/best-credi...
Best paytm citi for that
Millenia credit card or debit card?
nice post op..
@admin Please pin this thread if possible.
Citi Indian oil 0.66% cb as rewards (petrol conversion)
Citi rewards 0.2% cb as rewards (cash conversion)
HDFC regalia 1.35%cb as rewards (Amazon vouchers conversion)
As per Regalia’s T&C there is no reward point on wallet loading.
- EasyEMI and e-wallet loading transactions will not accrue Reward Points.
Standard chartered and Citi Bank cards give reward points on wallet loads on all cards.
No Reward points in SBI, HDFC expect Millenia, Axis.
How much are the rates?
All transactions 1.5 percent?
This would be better than fk axis card
does dcb give cb on phonepe wallet loading?
All Amex and Bob
How much are the rates?
Pinnacle RP on Wallet load.:
Paytm Wallet load 1.5%
PayZapp 1.5%
Yespay 1.5%
Airtel app 0.7%
Phonepe 0.7%
Standard Chartered Ultimate Credit Card – 3.3%
KG @ontherocks you are deal subedar now 😀😇
Keep adding cards, card companies watching, party will be over soon, such discussions only cause loss, simply click already stopped giving points long ago due to such talks
That is because of increasing misuse. I have never seen genuine spenders adding/spending more than 10k from wallets in a month, it is always money rotators who add/spend tens of thousands to even lakh from e-wallets every month & it is such people when reaches a significant number cause card companies to stop/decrease wallet transaction rewards.
good information
For now I would say Idfc best. Because it gives 2.5 for 20k plus transactions. And it’s ltf
Else paytm first. As it gives 1 statement credit no questions asked. Even az Icici gives 1% but comes as az balance.
And bob card is also good. But their system of points and redemption suck.
Sc Ultimate is not ltf. And reward conversion is not great.
Pinnacle also is charged one time. Around 3k. And wallet it gives 1.5 or 1 or 0.7. So that’s a chance
Millenia is capped. So that is also not great.
is it a bug?
Sbi simply click ko bhool gye kya 1.25%
Can’t edit and add to OP anymore 
Bank of Baroda Select Credit Card – 1.25% Cashback |1000 Reward Points on 5 Transactions of Rs.1000 per month (Thanks @ssgrocker)
Wont it be 5%, as 1000 Reward Points = 1000*0.25 = 250 Rs / 5000
You have to remove
Paytm First CITI Credit Card – 1% Cashback (Thanks @Swagger18)
They changed T&C today, effective 1 April, No more cashback for wallet load
@ontherocks good to add links to TnC of card companies if possible
Like Axis clearly mentions no cashback on wallet load https://www.axisbank.com/docs/default-source/de...
Cashback shall not be eligible for following spends/transactions on the card,
o Fuel Spends
o Purchase of gift cards on Flipkart, Myntra, 2Gud.com
o EMI transactions
o Purchases converted to EMI post facto
o Wallet loading transactions
o Purchase of gold items
o Cash advances
o Payment of outstanding balances
o Payment of card fees and other card charges
Which credit card gives more reward points /cashback for airtel money wallet load, please anyone
Does BoB Eterna give 3.75% (5X) rewards on Paytm wallet load? @GuruGhantaal @ssgrocker
Not sure but 5x reward points are capped at 5000 points(Rs.1250) per month for each category.
If I apply for Standard Chartered Ultimate virtual credit card then will it be lifetime free ?
That is not an independent credit card but only a virtual form of any credit card you apply from SC lineup. It will be free of cost but accessible online only for 60 days from date of setup.
apay icici 1%