Credit Limit of 10 lakh

102°
Deal Newbie
TheAshishArora

I applied Federal Bank Celesta Credit Card. It neither asked me for income proof, nor did it ask me for any kind of other document. It only accessed my digilocker and verified my Aadhaar through OTP and boom! I got my card approved without any human intervention but with a whooping credit limit of 10 frikkin' Lakhs 🤩

Only thing is that I got it made through my existing credit card of HDFC (regalia) which has a credit limit of 8.54L.

This is my 17th Credit Card and this one has maximum credit limit which is 10L...smh 🤝🏻
18th one is applied which is BOB Premier but I'm sure they won't give this much credit limit. imagepickerF3EC0A89-5E75-45B4-8571-A8EFC1B90AAC-54361-00001A181EBE22D8

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Analyst Analyst
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Great! No proof required. I always believe all dimers on paper.

Deal Cadet Deal Cadet
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apply kha sa karna ha

Deal Newbie Deal Newbie
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Federal bank website.

Comrade Comrade
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plus1

Deal Cadet Deal Cadet
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@TheAshishArora  Did you get any virtual card or we need to wait until the physical card arrives?

Generous Generous
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Any real benifits of having this card ? any CK / reffral benifits ?

Helpful Helpful
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I also applied today via Federal bank website.
Mobile number verification via OTP.
Aadhar verification via OTP.
Company details such as Salary, number of years  and company Email ID 
The webpage displays the Celesta Credit card to choose (between Visa and Master card) and the credit limit.
Video KYC: Show PAN card  and signature on white paper during Video

After that I do not know what is the status of my credit card.
I do not have any existing relation with federal bank.
It did not ask me any of my other bank credit cards.

Is there any way to check the Credit card application status?

Helpful Helpful
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Update : Received the approval email and the virtual card via Fedmobile app.
However, the CC can be used after receiving the physical card.

Deal Subedar Deal Subedar
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mine got declined

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