credit score check

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Deal Newbie
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1.How frequently can we check our credit score on wishfin?

2. At what frequency wishfin update our credit score?

15 Comments  |  
8 Dimers
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Deal Cadet
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Wishfin is good for monthly CIBIL check, you can refresh CIBIL on 31st day….

Better to check updated CIBIL score daily through Bajajfin- (everytime new control number).
https://www.bajajfinserv.in/check-free-cibil...re

Note- Enter all details correct but income less then 5k to prevent spam call. I’m using it, never got any call or sms.

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Deal Subedar
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rohit_agarwal wrote:

Wishfin is good for monthly CIBIL check, you can refresh CIBIL on 31st day….

Better to check updated CIBIL score daily through Bajajfin- (everytime new control number).
https://www.bajajfinserv.in/check-free-cibil...re

Note- Enter all details correct but income less then 5k to prevent spam call. I’m using it, never got any call or sms.

Do we need to enter correct mobile number or PAN is enough to fetch credit score?

@thurwaldeep979 Wishfin updates once a month for me it is around 25th

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Deal Newbie
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cadence wrote:

Do we need to enter correct mobile number or PAN is enough to fetch credit score?

@thurwaldeep979 Wishfin updates once a month for me it is around 25th

Is it automatic updation or we have to do something to update it?

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Deal Subedar
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tuckless wrote:

Is it automatic updation or we have to do something to update it?

Automatic. If you’ve the app then they send notification sometimes when score gets updated.

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cadence wrote:

Automatic. If you’ve the app then they send notification sometimes when score gets updated.

So checking so frequently won’t affect the cibil score?

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tuckless wrote:

So checking so frequently won’t affect the cibil score?

No, it won’t have any effect.

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Deal Cadet
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rohit_agarwal wrote:

Wishfin is good for monthly CIBIL check, you can refresh CIBIL on 31st day….

Better to check updated CIBIL score daily through Bajajfin- (everytime new control number).
https://www.bajajfinserv.in/check-free-cibil...re

Note- Enter all details correct but income less then 5k to prevent spam call. I’m using it, never got any call or sms.

It is asking for Rs 199 for credit report now. I had accessed the free credit report 3-4 times last week.

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Deal Subedar
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Snikeus wrote:

It is asking for Rs 199 for credit report now. I had accessed the free credit report 3-4 times last week.

credit score do not change so frequently..its useless to check so frequently

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nomag wrote:

credit score do not change so frequently..its useless to check so frequently

I know. I was just pointing out the fact that now the report is not free or maybe there is some limitation to access the free report

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Snikeus wrote:

I know. I was just pointing out the fact that now the report is not free or maybe there is some limitation to access the free report

free report checks r provided monthly, if u want to check ur cibil daily then u have to open a paid account with Cibil, then u can check ur report every 24 hours..

u can also check free report on Paytm.. if u have already checked it on bajaj, u may try paytm for one time

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aniket1587 wrote:

free report checks r provided monthly, if u want to check ur cibil daily then u have to open a paid account with Cibil, then u can check ur report every 24 hours..

Yes, through HDFC I can access the monthly free report. I was talking about the CIBIL report from bajajfinserv

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Snikeus wrote:

Yes, through HDFC I can access the monthly free report. I was talking about the CIBIL report from bajajfinserv

How to check it through hdfc?

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Deal Newbie
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I checked it on paisa bazaar with few credit bureau, never received any spam msgs or call. You can try that

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Snikeus wrote:

It is asking for Rs 199 for credit report now. I had accessed the free credit report 3-4 times last week.

Yes, from yesterday they are asking 199 for full report…. But u can check latest score for free.

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