CREDIT Score Help

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Last Comment 2022-10-15

Venom14

2022-10-10

My Recent Credit Score on CRED App Showing 625

Whereas Experian Credit Report and Credit Score through KOTAK Showing 800+

Which is True?

I Never Miss Any Payment And Also Credit Utilization Also Under 30% and Not Closed Any Credit or Paylater

Expired

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https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759287

prem4998

2022-10-10

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CRIF dropped for many this month. It doesn't matter anyway so don't worry much.

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759298

Venom14

2022-10-10

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prem4998 wrote:
CRIF dropped for many this month. It doesn't matter anyway so don't worry much.

Any reason

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759303

Agnivo007

2022-10-10

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Scoring system varies across agencies, just like various boards have different types of question paper.

CRED CRIF generally remains around 800 for me, not much change... varies from person to person.

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759327

Snikeus

2022-10-10

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Venom14 wrote:
Any reason

My case is also same. When I checked CRIF report I noticed that there are many accounts which do not belong to me, that may be the reason that CRIF score is dropped. I checked with they told that based on phone number KYC these accounts belong to me. I am going to raise the issue to the nodal officers of the banks for which the accounts do not belong to me

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759338

ddstar

2022-10-10

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prem4998 wrote:
CRIF dropped for many this month. It doesn't matter anyway so don't worry much.

Yes some algo change in their end.. lost 35 points for no reason disappointed_relieved

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759411

tappukepapa

2022-10-10

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75 points drop for me today in Crif, although Cibil is above 750 and Experian is above 840.

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759420

Agnivo007

2022-10-10

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tappukepapa wrote:
75 points drop for me today in Crif, although Cibil is above 750 and Experian is above 840.

All in a small range bound 800 (like nifty) LOL

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759427

shinningstarhere

2022-10-10

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tappukepapa wrote:
75 points drop for me today in Crif, although Cibil is above 750 and Experian is above 840.

+1 , mine 80 drop, i got shocked

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759462

tappukepapa

2022-10-10

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shinningstarhere wrote:
+1 , mine 80 drop, i got shocked

Seems, some issues with their algorithm.

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759473

Manoj1174

2022-10-10

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Mine was 810 and now it's showing 693 . Dropped by 117 points 🙁

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759495

getready

2022-10-10

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Ignore it, the only that needs our attention is missed payments (Hard enquiries & CUR also matters but they aren't the reason for significant drops)

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759509

hemant_111

2022-10-10

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My CRIF also dropped a lot.. it's 700 now .. cibil is 780

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759519

prem4998

2022-10-10

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Venom14 wrote:
Any reason

Maybe change in their algorithm or just their systems are dumb

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759532

Venom14

2022-10-10

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prem4998 wrote:
Maybe change in their algorithm or just their systems are dumb

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759599

Chin_

2022-10-10

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My cibil is 768 and experian 785 but crif dropped to 583 from 700+

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759605

Golden_bhidu

2022-10-10

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CRIF is trying hard to get your attention. Chill

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759615

Tradingfriend

2022-10-10

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Crif , no bank checks this. Dont need to worry. Even mine dropped 60 points.

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8759923

weed

2022-10-11

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Just checked my CRIF score on CRED, mine increased from 693 to 767.

Increase of 74 points.

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766263

Bk100

2022-10-13

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weed wrote:
Just checked my CRIF score on CRED, mine increased from 693 to 767.

Increase of 74 points.

Mine jumped unbelievably high. 😂

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766413

weed

2022-10-14

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Bk100 wrote:
+1

Mine jumped unbelievably high. 😂

LoL. You will get some award from CRIF

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766435

malikcool

2022-10-14

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Bk100 wrote:
+1

Mine jumped unbelievably high. 😂

@Bk100 Bhai be like :

https://cdn0.desidime.com/attachments/photos/815516/medium/images518.jpeg?1665686763

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766491

Ash-D

2022-10-14

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Bk100 wrote:
+1

Mine jumped unbelievably high. 😂

Where is credit score option in cred? I forget it's location everytime 😅

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766492

prem4998

2022-10-14

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Bk100 wrote:
+1

Mine jumped unbelievably high. 😂

Sure it's crif not experian?

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766510

Ransome

2022-10-14

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prem4998 wrote:
Sure it's crif not experian?

CRIF rating ranges from 300 to 850. So, this is the Experian score.

Meanwhile, I don't have CRIF option in Cred, it only shows Experian. I don't know why.

Edit: It's 300 to 900, my bad. Cred should update its webpage. Haha https://cred.club/check-your-credit...re

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766689

Bk100

2022-10-14

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prem4998 wrote:
Sure it's crif not experian?

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766692

prem4998

2022-10-14

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Bk100 wrote:

Never seen CRIF at 890 ok_hand

https://www.desidime.com/discussions/credit-score-help-36ee4820-00eb-4944-b6ec-7f7f13c0adf1?page=1#post_8766699

tappukepapa

2022-10-14

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Ransome wrote:
CRIF rating ranges from 300 to 850. So, this is the Experian score.

Meanwhile, I don't have CRIF option in Cred, it only shows Experian. I don't know why.

Edit: It's 300 to 900, my bad. Cred should update its webpage. Haha https://cred.club/check-your-credit...re

Make a complaint to customer support via app to enable credit scores from other bureau. It will be enabled in a week's time