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#CreditCard HDFC Giving Limit Increment - Check yours

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Community Angel
RowdyAK47

Guys, HDFC Giving Limit Increment to many. Check yours if you got the offer:

Login to HDFC Netbanking  > Cards > Request > Credit Limit Enhancement

Do comment if you got the offer smiley

Best of Luck smiley

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Hotshot Hotshot
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Vu.. i didn’t get but my dad got

Deal Cadet Deal Cadet
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got the email vu 

Deal Newbie Deal Newbie
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Not for me.

Then again, I only got one 3 months ago so.

Deal Subedar Deal Subedar
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Nothing as such thing found

Deal Cadet Deal Cadet
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Got the offer. Thanks

Royal Challengers Bangalore Royal Challengers Bangalore
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6 months old card and have done good amount of transactions and did not receive any limit increase. May be this will be provided only after 1 year. 

Deal Lieutenant Deal Lieutenant
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Since this is about HDFC and I like spamming topics with alien stuff here is my question.
My regalia is due for expiry on 10/22, when they send new card would it be same or do they usually offer an upgrade?

Critic Critic
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I have only recently started spending on 2 year old Regalia. Got an offer of 25k increase, should I skip it in hope of better offer in future due to increased spends?

Deal Lieutenant Deal Lieutenant
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cadence wrote:

I have only recently started spending on 2 year old Regalia. Got an offer of 25k increase, should I skip it in hope of better offer in future due to increased spends?

If you take it, the next hike will be atleast 6 months away. So decide if the limit would change anything for you, if it does take it.
On a side note if it is the MC SBI, you should take even if they give 1000 because they won’t be giving it again anytime soon or on request

Blogger Blogger
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THANKS 22k increment

Deal Lieutenant Deal Lieutenant
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decideaim wrote:

Since this is about HDFC and I like spamming topics with alien stuff here is my question.
My regalia is due for expiry on 10/22, when they send new card would it be same or do they usually offer an upgrade?

Same card same no. with changed cvv only smile

Deal Cadet Deal Cadet
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Did you guys got email or direct available in netbanking? Even with new app update hdfc is pain in the a**. Have to login in netbanking and check.

Deal Lieutenant Deal Lieutenant
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bohemian wrote:

Same card same no. with changed cvv only smile

Oh, thanks for breaking the bad news smile

Deal Cadet Deal Cadet
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decideaim wrote:

Since this is about HDFC and I like spamming topics with alien stuff here is my question.
My regalia is due for expiry on 10/22, when they send new card would it be same or do they usually offer an upgrade?

I had a bad experience with this. My card was due for renewal, and despite confirming with HDFC that the same card would be reissued, they foisted an unwelcome Millennia card down my throat. I have complained, but I can almost guarantee the bland, boilerplate response I’m going to get.

Deal Lieutenant Deal Lieutenant
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starbearer wrote:

I had a bad experience with this. My card was due for renewal, and despite confirming with HDFC that the same card would be reissued, they foisted an unwelcome Millennia card down my throat. I have complained, but I can almost guarantee the bland, boilerplate response I’m going to get.

Hope this doesn’t happen. You spooked me scream

Deal Cadet Deal Cadet
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decideaim wrote:

Hope this doesn’t happen. You spooked me scream

I hope not. Just make sure you contact them and confirm. HDFC will send messages and email messages 2 months before expiry, advising you of the process. Call up CC and get it confirmed that it’ll be the same card. Though that didn’t change anything for me eventually, it gave me enough grounds to increase the scope of my complaint, wrong card AND false information / commitment.

Deal Subedar Deal Subedar
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30K increase, from 8.64 to 8.94😣
majak chal raha hai.

Deal Lieutenant Deal Lieutenant
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tank_u_m8 wrote:

30K increase, from 8.64 to 8.94😣
majak chal raha hai.

Do you have infinia ??

Deal Subedar Deal Subedar
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decideaim wrote:

Oh, thanks for breaking the bad news smile

Why bad news ?

Deal Lieutenant Deal Lieutenant
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akki.akki wrote:

Why bad news ?

I hoped they’d upgrade it to atleast DCB

Deal Lieutenant Deal Lieutenant
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akki.akki wrote:

Why bad news ?

He expect after expiry, bank sends upgraded higher cards

Deal Subedar Deal Subedar
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samm255 wrote:

Did you guys got email or direct available in netbanking? Even with new app update hdfc is pain in the a**. Have to login in netbanking and check.

I received email

Deal Subedar Deal Subedar
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starbearer wrote:

I had a bad experience with this. My card was due for renewal, and despite confirming with HDFC that the same card would be reissued, they foisted an unwelcome Millennia card down my throat. I have complained, but I can almost guarantee the bland, boilerplate response I’m going to get.

Yep  Hdfc does this frequently 
Best way is to block the card 3 months before expiry and re issue a new card from NB 

Deal Subedar Deal Subedar
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Big zero increament

Deal Cadet Deal Cadet
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EkdamSastaRaju wrote:

Yep  Hdfc does this frequently 
Best way is to block the card 3 months before expiry and re issue a new card from NB 

by block you means close the card or hotlist the card?

Deal Subedar Deal Subedar
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Didn’t get any LE. May be because my CC is just 5 month old.

Elite Elite
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decideaim wrote:

I hoped they’d upgrade it to atleast DCB

By your assumption, every three year you will get an automatic upgrade. And eventually you will surpass even Infinia
This is Mungerilaal ke haseen sapne

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