Croma/OnePlus Discount - Buying new Phone

Deal Newbie

Hi Dimers,

I've finally decided to buy my new phone, which is OnePlus 11R.

I could find it on official OnePlus Website and Croma.

The phone costs Rs. 40,000. 

Since I have an SBI Cashback Card, I am considering buying it via Tata Neu; This would fetch 5% Neucoins + 5% Cashback.
Does anyone else have a better way to get max discount on this phone?

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