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Devaluation Alert HDFC Reduced cashback on Irctc booking via smartbuy from 5% to 1%

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asamjadh670

Tried to book ticket and saw this

Screenshot20241111-180646




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Heart of Gold Heart of Gold
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This devaluation news was a week ago. Use the HDFC rewards based credit card on Smartbuy to book IRCTC tickets since this devaluation is not applicable for reward based cards like regalia/dcb/Infinia.

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yes it’s true
Deal Lieutenant Deal Lieutenant
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VU+ for more awareness of this info

Deal Subedar Deal Subedar
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Ye bhi khatam.

Benevolent Benevolent
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😡

Deal Cadet Deal Cadet
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Ab kon hum gareebo ko train ticket book krne par 5% cashback dega person_frowning🫣

Deal Cadet Deal Cadet
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We are the ameers who gave business to them lekin inhone aukat dikhadi bhai

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Deal Cadet Deal Cadet
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Use BOB you get 2.5% or Ace 1.5% or SBI CB 5%

Helpful Helpful
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How sbi cb? 

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Heart of Gold Heart of Gold
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This devaluation news was a week ago. Use the HDFC rewards based credit card on Smartbuy to book IRCTC tickets since this devaluation is not applicable for reward based cards like regalia/dcb/Infinia.

Deal Subedar Deal Subedar
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Can hdfc reward points be redeemed while rail booking thru smartbuy, like hotel booking?

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Deal Cadet Deal Cadet
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That's awful!

Finance Mentor Finance Mentor
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Yeh HDFC IRCTC Credit Card ka pic kisne laga diya. DD home page par.

HDFC IRCTC Credit Card devalue nahi hua hai ulte ab log HDFC IRCTC Credit Card lene k liye jada interested hai kyunki usme jada benefit mil raha hai.

but unfortunately HDFC IRCTC core credit card me HDFC le raha hai, isiliye sab ko nhi mil raha hai.

Post Tycoon Post Tycoon
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But doesn't irctc charges 1% + gst on cc payment?

Deal Newbie Deal Newbie
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Also charging 2.5% + GST on gift cards

Deal Cadet Deal Cadet
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Hdfc is devaluation is happening left right center.

Benevolent Benevolent
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What's the cashback rate in case of Regalia First CC? 

Deal Newbie Deal Newbie
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For smaller IRCTC transactions use UPI to reduce extra service charges.. no value in purchasing tickets using credit card.

For transactions more than ₹500 i use SBI IRCTC CREDIT CARD which gives 10.8% reward rate, in 5 months of year and 5.8% in rest 7 months.

Also you get 1 Irctc railways lounge access in one quarter.

Card can also used in Amazon Flipkart offers.

You will get rewards only in booking AC TICKETS

Deal Newbie Deal Newbie
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Which SBI Credit card bro? 

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Deal Newbie Deal Newbie
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Sbi irctc platinum now technically life time free card except for GST amount ₹90/-
You get 10.8 % reward rate for 5 months for ticket booking on irctc.co.in and 4.8 % reward rate for rest of 7 months on all passengers amount.
For AC TICKETS ONLY
Deal Newbie Deal Newbie
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