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Dhinchak trick - 5% SBI Cashback Credit Card to Bank

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Finance Mentor
abhishek012

Dhinchak trick - 5% SBI Cashback Credit Card to Bank:

Signup/login Cred app - https://play.google.com/store/apps/details?id=c...

Go to CRED Wallet and complete FULL KYC

cred

Now Add Money using 5% SBI Cashback credit card -

But click on bank page link -

cred1

Here check once again merchant name - "CRED" and pay using 5% SBI Cashback credit card -

2.3% charges and 5% Cashback on SBI Cashback credit card.

cred2

Now after load money, use "send money" option and free transfer to bank -

cred4

Hasta la vista.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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Top Comments
Deal Lieutenant Deal Lieutenant
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Clickbait: Update title to 2.7% to bank

Deal Cadet Deal Cadet
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Is sbi cashback card still giving 5% cashback on agv purchase from Tata neu?

Talk-Of-The-Town Talk-Of-The-Town
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@ronakshah0205 Yes... What do you mean by still giving? It was always there.. Merchant name tata digital
Deal Cadet Deal Cadet
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@Nav24

I read it somewhere that tata neu infinity and sbi cashback is not giving 5% cashback anymore

Talk-Of-The-Town Talk-Of-The-Town
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@ronakshah0205 I am confirming for SBI Cb card... You get. Got yesterday too for Agv purchase
49 Comments  |  
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Deal Cadet Deal Cadet
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Still in waitlist😞.

Helpful Helpful
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How to enroll? I don't see option to join. 

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Deal Subedar Deal Subedar
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finally get ready for over

Deal Cadet Deal Cadet
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 does it work for Swiggy

Deal Lieutenant Deal Lieutenant
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Clickbait: Update title to 2.7% to bank

Coupon Baba Coupon Baba
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Why do we need to do Full KYC??

Deal Cadet Deal Cadet
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Can't find Cred wallet. Instead i have Cred cash !

Finance Mentor Finance Mentor
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Update the app, if not available then not live yet in your account.

@Akshatgo
@22sumit
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Deal Cadet Deal Cadet
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बेटा, अभिषेक०१२ एसबीआई के अलावा और कोई कार्ड काम करेगा?

Talk-Of-The-Town Talk-Of-The-Town
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Why pay 2.7% charges when there are better options?. E.g purchase agv on tataneu with sbi cb and can trade for 2%

Deal Cadet Deal Cadet
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The mentioned charges are 2.3%. Trading can be slightly risky.

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Like Magnet Like Magnet
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Mcc ?

Deal Cadet Deal Cadet
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Not a Dhinchak, not a better one than superpe or gimbooks.

Deal Cadet Deal Cadet
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Superpe was the best

Deal Newbie Deal Newbie
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After payment in sbi card app the merchant name changed to CRED GURGAON IN will I get 5%cb?

Finance Mentor Finance Mentor
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Yes.
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Deal Subedar Deal Subedar
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For SBI, Are there any other charges to look out for? Like limit on certain spend categories
@abhishek012 any idea on mcc code?

Found this in a mail from SBI:

1 Dec'24, Utility Payments Fee shall be applicable on your Credit Card as per details given below :
sum of all Utility payments^ made in a billing cycle exceeds Rs.50,000, 1% fee will be charged on Total amount of Utility payments

 

^Utility payments shall be identified under Merchant Category Code (MCC) 4900

Finance Mentor Finance Mentor
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MCC and txn limits? @abhishek012 , I need for completing 2L milestone soon for fee waiver... any better working options?

Deal Subedar Deal Subedar
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Don't know mcc, but got cb for 40k+

Deal Cadet Deal Cadet
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Always getting “Cred Wallet” as merchant name 

Coupon Baba Coupon Baba
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Anyone checked whether it is eligible for cashback?

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Deal Cadet Deal Cadet
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@abhishek012 best way to get SBI Cashback card?.... I already have Sbi SimplyClick card from last 3 years.

Deal Subedar Deal Subedar
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@abhishek012


OTP page shows CRED but OTP sms shows CRED WALLE.

Finance Mentor Finance Mentor
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Ya trick is over. Already updated on "Deal Wiki" section.
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