Did a mistake using fk axis card
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Hi dimers,
I did a mistake using fk axis card for offline jewelry purchases without knowing I won’t get cashback for those txns 
I have below cards
Hdfc diners black
Amazon pay ICICI
Sbi simply click
Indisind platinum
Amex rewards
Can anyone suggest which card is best for offline jewelry purchases?
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Amazon pay ICICI card gives cashback for offline jewelry purchases?
Dcb give 3.3% and fk axis 1.5% assuming merchant is eligible for reward points, thinking why did you choose Axis
Bcoz I thought it’s direct cashback (if I get), others are reward points..
Mistakes happens bro.. learn and move on..
any way it get counted towards spend based fee waiver…
@skaluva it’s ok bro, just move on.
Since going/purchasing gold will be a planned activity, from next time onwards do a little research on selecting one of the best of all the available cards with you. Calling it’s cc and confirming also will be a good idea.
I booked tkts on vkaveribus.com with fk axis card assuming 1.5% cb.. didn’t got anything and transaction posted as Ibibo group 
) to CC-
1. Bhaiya Bank account khole ke kya faiyada hai?
2. Bhaiya credit card ka joining bonus nahi mila
3. Bhaiya mera card LTF hai na
4. Bhaiya transaction me reward point milega na
5. Bhiaya spend based offer ka voucher kaise le
6. Bhaiya credit card ka payment karne me reward/cashback milega na
7. Bhaiya anniversary bonus points nahi mila
8. Bhaiya free me card kaise upgrade kare / limit increase kare.
CC - Ek kaam tumko jo karidna hai karid, mein payment kar deta hu 
"@skaluva":https://www.desidime.com/users/493755 don’t get disheartened. but still on positive side u reached closer to your annual spend target to get ur fee waived off.
aur sala jha mai rehta wha pe card accept hi ni krte... ek baar maine jwellary shop pe pucha ke card se payment ho jaega...bnda bolda jrur bauji..maine bola shi hai yr...fir jb maine usko cc diya to wo apne nauksr ko bolta hai ja bauji ke card se atm me jaake paise nikal la.. and my excitement lasted 10mins only.
Guys, on a similar note which card should I use for gold purchase
1. Hdfc regalia first
2. Citi iocl
3. Apay icici
4. Fk axis
DCB or Infinia 3.3% should be the best for offline jewellery purchase.
Also though tedious and requires months of planning.. but buying gv of physical shops (like Tanishq, Joyalukkas, Kalyan, PCJ) from Amazon using discounted amazon pay balance will be very profitable (say you can get 33% via DCB/infinia, 10% via millenia etc..). Even apay icici will give 2% assured.
Lastly do look into any milestone based offers. Say millennia gives 1k on 1L transaction in a quarter. Amex and most others run similar offers too from time to time.
Can you elaborate on this? How we get 33% using DCB?
Buy Amazon instant vouchers from gyftr hdfcsmartbuy using DCB/infinia @ 33% (valuation to Reward points which can be encashed 1:1 for hotels/flights etc..)
Buy Tanishq GV from Amazon using amazon pay
As you can get 5k only AGV every month, thats why I wrote this path will be “tedious and require months of planning”
Link of offer: https://offers.smartbuy.hdfcbank.com/offer_deta...
If jewellery purchase is offline then you can rule out simplyclick(only 0.25%). Indusind caps reward points per month on the basis of credit limit of the card so any amount spend over the card limit in a month won’t get any rewards.