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Did amazon stopped Gift Voucher payment from Credit Card

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ShreyansSethia
According to me as per my observation amazon removing CC option to pay for Giftcards - Physical as well as email Because on all the other products CC payment working fine but for GV purchase its not working May be temporary issue but its very serious if its permanent !https://cdn0.desidime.com/attachments/photos/62...! h2. Currently your bank is unable to process card payments due to technical issue. Please use an alternate payment method h4. Amazon Gv Payment Page !https://cdn0.desidime.com/attachments/photos/62...! h4. Normal Order Payment Page

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Perfectionist Perfectionist
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May be… Big step…

Deal Cadet Deal Cadet
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Yes all offers and benefits are slowly vanishing as years go on

Critic Critic
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Dimers be like -

Keh do mujhe k ye jhooth hai. 🙈🙈

T- Very Serious. toungueout

Beacon Beacon
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Somehow it seems to be working with Amex as of now..

Shopping Friend Shopping Friend
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yes only amex working

Deal Subedar Deal Subedar
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Getting same message in HDFC, SBI, ICICI cc pensive

Deal Subedar Deal Subedar
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Clearly the error is saying as Technical glitch.
Have patience people!!! 🤷🏻‍♂️

Deal Captain Deal Captain
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More than 95% purchase of GV will likely be from CCs only. So Doubt it will be removed But you never know.

Pro Community Angel Pro Community Angel
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flushed 95 seems too optimistic for india
Community Angel Community Angel
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If this happens, me tennu chhaddanga nai Shreya

Deal Subedar Deal Subedar
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I am surprised that even amazon ICICI ccard is not being allowed

Deal Subedar Deal Subedar
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I understand this is a change , but trying to understand why would this be an impact at all, we can use credit card to shop/bill payment on Amazon.

Why would someone use buy gift cards other than genuine case of gifting or some discount on gift cards.

BTW, add money to Amazon wallet using any of the credit card is still working.

Deal Captain Deal Captain
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Add Money and Purchase of GV is treated differently for REWARDS. Add money is shown as Amazon Pay and Gift purchase is Shown as Amazon. If in statement if it shown Amazon Pay then you get lower rewards in Both Amazon Pay ICICI Card and SBI Simply click.

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Community Angel Community Angel
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Aur Karo 2 months mein 18-20 lakh ke gv buy ab kisi ka apay card block nahi hoga

Deal Captain Deal Captain
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Blocked for all credit cards not only Apay.

Finance Ninja Finance Ninja
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RBI ki guideline hai.

Credit card se PPI/gift card nahi kharid sakte

Deal Subedar Deal Subedar
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Then trading section in dd won’t be there

Shopping Friend Shopping Friend
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This was bound to happen as Woohoo / Qwikcilver had also stopped accepting credit cards for purchase of Amazon GV.

And all gift cards sold on Amazon is a case where Amazon acts as a reseller for Qwikcilver.

So not a surprising decision at all, I don’t think any RBI policy has come in for this.

Also would like to add Amazon’s perspective here , the incoming Discount / commission margin for them would be 1-2% which gets offset by the payment gateway charges for credit cards which can go to as high as 3.3% in case of Amex cards.

Hence this was a prudent descision on Amazon’s end to stop selling gift cards using credit cards. This measure also ensures that abuse of gift cards is eliminated.

Finance Ninja Finance Ninja
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Update – HDFC RuPay Credit card working on amazon gv purchase 🤣🤣

but Andhra Bank RuPay Credit card not working

Helpful Helpful
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How about using these methods…
CC>payzapp card>Amazon
CC>Airtel wallet (netbanking)>Amazon

I have not tried them yet.

Critic Critic
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I don’t think you can use wallet(payzapp card is also basically that only, a true virtual debit card would be kotak 811 with full kyc) to buy amazon gift card.

Deal Captain Deal Captain
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It looks like Its Over. No more purchase of Amazon GV by Credit Cards.
Only option left now with some Discount and also CC as payment is Mobikwik. But only 20 super cash applicable per transaction. Max Purchase is 3 per day.

Deal Subedar Deal Subedar
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Ohh… I thought it was a temporary Bank issue, seems 5% reward time is gone…
Everything is getting devalued.

Community Angel Community Angel
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They may come with different MCC gateway for gv purchase like Flipkart, before lifting the ban

Cool Cool
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I am getting 2% in add money

Deal Cadet Deal Cadet
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well still not allowing me to buy.. not sure who else is facing the same issue.

Deal Cadet Deal Cadet
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Also just to add it is only on Amazon gift vouchers and not on other brand gift vouchers like uber and shopper stop

Shopping Friend Shopping Friend
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All the purchases where you can not use your pay balance for them the CC option is blocked by Amazon

Deal Subedar Deal Subedar
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Temporary or permanent?

Critic Critic
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Can someone explain what’s the benefit of buying gift cards/vouchers using CC ?

Critic Critic
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Buy gift cards & get 5% worth of reward points/cashback(on apay icici card) & then sell them at 2.5% discount. Some people actually did lakhs of transaction within 1-2 months doing this resulting in notice/banning of their apay icici card as commercial usage is not allowed. I guess amazon decided to remove the problem at the source.

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Deal Cadet Deal Cadet
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Ab kisika credit card block nahi hoga smile smile smile

Deal Subedar Deal Subedar
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कुछ मछलियों ने सारा तालाब गंदा कर दिया है….. confused

Deal Newbie Deal Newbie
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Seems Amex card is working

Deal Subedar Deal Subedar
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very weird amex charge card is working actually confused

Deal Captain Deal Captain
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Even Mobikwik has transaction limit of 15 GV purchase per month and 3 per day. Maximum usable supercash is Rs 20 per transaction.

Cool Cool
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when swych cards available on snapdeal purchased amz gvs on lakhs .. now so site is giving sad

Deal Subedar Deal Subedar
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CC is saying this:
I checked my resources and found that Amazon gift cards or Amazon Pay Balance cannot be purchased/topped up using an Master/Visa credit, since the current guidelines do not permit purchase of gift cards using Credit Cards dues to certain reasons.

Generous Generous
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amex/ diner?

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